5204 Spicewood Dr, McKinney, TX 75070 Property Records

Collin County property record for 5204 Spicewood Dr, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,392 sqft · built 2002
Owner	2 Individual Names on File
Tax Bill	$5,872 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-4582-00T-0380-1`

Property Details

APN / Parcel Number

Primary APN	`R-4582-00T-0380-1`
Alternative APN	`2110072`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
Gross Area	2,786 sqft
2nd Floor Area	1,263 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	394 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	13 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2110072
Street Address	5204 SPICEWOOD DR
City	MCKINNEY
State	TX
Zip	75070-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ELDORADO HEIGHTS SECTION II PHASE IX (CMC), BLK T, LOT 38
Legal Subdivision	ELDORADO HEIGHTS SECTION II PHASE IX (CM
Legal Phase	9
Legal Block	T
Legal Lot Number	38
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2002
Census Tract	30515

Owner

5204 Spicewood Dr is owned and occupied by two individuals who acquired it in June 2020.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5204 SPICEWOOD DR, MCKINNEY, TX 75070-9464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 8, 2020	Warranty Deed, Transfer PRIME LNDG
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit FROST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020
Deed Sale	Jun 8, 2020
Prior Sale	Jul 16, 2002
Deed Document Number	20200608000848430
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5204 SPICEWOOD DR, MCKINNEY, TX 75070-9464
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129272
Date	Aug 24, 2022
Instrument	20220824000129272

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5204 SPICEWOOD DR, MCKINNEY, TX 75070-9464
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	REPUBLIC TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001753190
Date	Aug 30, 2021
Instrument	20210830001753190

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 8, 2020
Property Address	5204 SPICEWOOD DR, MCKINNEY, TX 75070-9464
Document Number	0000848430
Instrument Date	Jun 5, 2020
Instrument	848430
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	REPUBLIC TITLE COMPANY, RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5204 SPICEWOOD DR MCKINNEY TX 750709464, MCKINNEY, TX 75070-9464

Mortgage

Document Number	848440
Date	Jun 8, 2020
Instrument	848440

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5204 SPICEWOOD DR, MCKINNEY, TX 75070-9464
Document Number	0001562390
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 SPICEWOOD DR MCKINNEY TX 750709464, MCKINNEY, TX 75070-9464

Mortgage

Document Number	0001562390
Date	Dec 9, 2019
Instrument	1562390

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$414,258 Land $99,000 Building $315,258	$414,258 Land $99,000 Building $315,258
2024	$5,872.00
2023		$423,952 Land $85,500 Building $338,452	$423,952 Land $85,500 Building $338,452
2022	$6,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5204 Spicewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5204 Spicewood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Hotwire Communications, Verizon.

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