5204 SE 44th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5204 SE 44th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,298 sqft · built 1985
Lot Size	0.024 acres (1,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Sep 2021)
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-31-37-36-0010-00020-010C`

Property Details

APN / Parcel Number

Primary APN	`1-31-37-36-0010-00020-010C`
Alternative APN	`R1313736001000020010C`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,298 sqft Living Area
Gross Area	1,573 sqft
1st Floor Area	649 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,045 sqft (0.024 acres)
Patio Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5204 SE 44TH ST
City	OKEECHOBEE
State	FL
Zip	34974-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF LOT 10, BLOCK 2, KINGS BAY (PLAT BOOK 6 PAGE 6) TRACT C
Legal Range	36E
Legal Township	37S
Legal Section	31
Legal Subdivision	KINGS BAY
Legal Tract	C
Legal Block	2
Legal Lot Number	10
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5204 SE 44TH ST, OKEECHOBEE, FL 34974-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jul 24, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 24, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Aug 29, 2007 · Amount on Record
Deed Document Number	202112209
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 15, 2026
Property Address	5204 SE 44TH ST, OKEECHOBEE, FL 34974-2318
Document Number	0000007829
Instrument Date	May 28, 2026
Instrument	20267829
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 SE 44TH ST, OKEECHOBEE, FL 34974-2318

Mortgage

Document Number	0000007829,
Date	Jul 15, 2026
Instrument	20267829

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Oct 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5204 SE 44TH ST, OKEECHOBEE, FL 34974-2318
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 SE 44TH ST, OKEECHOBEE, FL 34974-2318

Mortgage

Document Number	0000008757
Date	Jul 24, 2023
Instrument	2023008757

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 24, 2021
Property Address	5204 SE 44TH ST, OKEECHOBEE, FL 34974-2318
Document Number	2021012209
Map Reference	MB 6 PG 6
Instrument Date	Sep 24, 2021
Instrument	2021012209
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5204 SE 44TH ST, 5204, OKEECHOBEE, FL 34974-2318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 SE 44TH ST, OKEECHOBEE, FL 34974-2318

Mortgage

Document Number	2021012210
Date	Sep 24, 2021
Instrument	2021012210

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00 (+10.41%) Homeowner's exemption Disabled Person's exemption	$96,097 (+5.99%)	$108,576 (+5.71%) Land $7,150 Building $101,426
2023	$1,278.00 (+6.5%) Homeowner's exemption Disabled Person's exemption	$90,669 (+3%)	$102,712 (+16.68%) Land $4,400 Building $98,312
2022	$1,200.00 Homeowner's exemption Disabled Person's exemption	$88,028 Land $4,400 Building $83,628	$88,028 Land $4,400 Building $83,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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