5204 S Union St, Independence, MO 64055 Property Records

Jackson County property record for 5204 S Union St, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,344 sqft · built 1961
Lot Size0.367 acres (16,006 sqft)
OwnerIndividual Name on Record
Tax Bill$2,833 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN33-910-09-26

Property Details

APN / Parcel Number

Primary APN33-910-09-26
Alternative APNs
  • 33-910-09-26-00-0-00-000
  • 33910092600000001
  • 883369

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area456 sqft
Basement Area1,296 sqft
Finished Basement342 sqft
Unfinished Basement954 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1970
Architectural StyleSplit Level
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,006 sqft (0.367 acres)
View / LotCul-De-Sac
Garage TypeAttached
Garage Area1,000 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck Area160 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number883369
Street Address5204 S UNION ST
CityINDEPENDENCE
StateMO
Zip64055-5555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHAPEL PARK ADD LOT 57
Legal SubdivisionCHAPEL PARK
Legal Block2
Legal Lot Number57
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2017
Census Tract12400

Owner

Source: Jackson County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5204 S UNION ST, INDEPENDENCE, MO 64055-5555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 28, 2022Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Dec 12, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Dec 13, 2019Warranty Deed, Transfer
CONTINENTAL, CONTINENTAL TITLE CO
Mar 30, 2017Warranty Deed, Transfer · FHA Mortgage
UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2019
Deed SaleDec 13, 2019
Prior SaleMar 30, 2017 · Amount on Record
Deed Document Number2019E102937
Prior Transfer DateOct 30, 2012
Prior Transfer Doc000E122906
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Recording DateAug 21, 2026
Property Address5204 S UNION ST, INDEPENDENCE, MO 64055-5555
Document Number0000063474
Instrument DateAug 10, 2026
Instrument202663474
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5204 S UNION ST, INDEPENDENCE, MO 64055-5555
InvestorPossibly a Property Investor

Mortgage

Document Number0000063474,
DateAug 21, 2026
Instrument202663474
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address5204 S UNION ST, INDEPENDENCE, MO 64055-5555
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5204 S UNION ST, INDEPENDENCE, MO 64055-5555

Mortgage

Document Number00E0009219
DateJan 28, 2022
Instrument2022E0009219
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term348 Months
DueJan 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address5204 S UNION ST, INDEPENDENCE, MO 64055-5555
Document Number000E103691
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyMCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1003 DWIGHT WAY DAYTON NV 894033012, DAYTON, NV 89403-3012

Mortgage

Document Number000E103691
DateDec 17, 2019
Instrument103691E
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2049

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateDec 13, 2019
Property Address5204 S UNION ST, INDEPENDENCE, MO 64055-5555
Document Number000E102937
Instrument DateDec 2, 2019
Instrument102937E
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5204 S UNION ST INDEPENDENCE MO 640555555, INDEPENDENCE, MO 64055-5555

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateMar 30, 2017
Property Address5204 S UNION ST, INDEPENDENCE, MO 64055-5555
Document Number0000E27568
Instrument DateMar 28, 2017
Instrument27568E
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5204 S UNION ST INDEPENDENCE MO 640555555, INDEPENDENCE, MO 64055-5555

Mortgage

Document NumberE27569
DateMar 30, 2017
Instrument27569E
Lender
NameUNIVERSAL AMERICAN MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,425 (-) Land $4,798 Building $29,627$181,180 (-)
2025$2,833.00 (-1.39%)$34,425 (-4.02%) Land $4,798 Building $29,627$181,180 (-4.03%)
2024$2,873.00 (+0.49%)
2023$2,859.00$35,868 Land $5,673 Building $30,195$188,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Everfast Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber, Wisper ISP.

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