5204 S 92nd St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 5204 S 92nd St, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,862 sqft
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2025)
Tax Bill	$1,659 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17097-0166-00000-00`

Property Details

APN / Parcel Number

Primary APN	`17097-0166-00000-00`
Alternative APN	`43972`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	2,486 sqft
1st Floor Area	1,862 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	160 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	624 sqft
Driveway	Concrete Driveway
Driveway Area	918 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43972
Street Address	5204 S 92ND ST
City	FORT SMITH
State	AR
Zip	72903-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 166
Legal Range	31
Legal Township	08
Legal Section	31
Legal Subdivision	SKYLINE ESTATES PHASE IV
Legal Phase	IV
Legal Block	4
Legal Lot Number	166
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	4
Census Block	4012
Census Tract	1305

Owner

5204 S 92nd St is owned by an individual who bought it in October 2025.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	3100 S 64TH ST, FORT SMITH, AR 72903-4906
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 4, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Oct 17, 2025	Special Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Jun 3, 2025 · Amount on File
Deed Document Number	202520179
Prior Transfer Date	Jun 26, 2014
Prior Transfer Doc	2014F12746
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	5204 S 92ND ST, FORT SMITH, AR 72903-7066
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020F29922
Date	Dec 4, 2020
Instrument	2020F-29922

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	5204 S 92ND ST, FORT SMITH, AR 72903-7066
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020F01642
Date	Jan 22, 2020
Instrument	2020F-01642

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	5204 S 92ND ST, FORT SMITH, AR 72903-7066
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019F04265
Date	Mar 4, 2019
Instrument	2019F-04265

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Oct 17, 2025
Property Address	5204 S 92ND ST, FORT SMITH, AR 72903-7066
Document Number	0202520179
Instrument Date	Sep 10, 2025
Instrument	2025-20179
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 E SOUTH ST, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 S 64TH ST, FORT SMITH, AR 72903-4906

Mortgage

Document Number	0202520180
Date	Oct 17, 2025
Instrument	2025-20180

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 10, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5204 S 92nd St was $1,659.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,659.00	$47,728 (-) Land $8,000 Building $39,728	$238,640 (-) Land $40,000 Building $198,640
2025	$1,659.00 (+10.6%)	$47,728 (+57.94%) Land $8,000 Building $39,728	$238,640 Land $40,000 Building $198,640
2024	$1,500.00 Homeowner's exemption	$30,220 (-) Land $6,000 Building $24,220
2023	$1,500.00 Homeowner's exemption	$30,220 Land $6,000 Building $24,220	$151,100 Land $30,000 Building $121,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5204 S 92nd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1990–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5204 S 92nd St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 92nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures