5204 Kempton Dr, Windsor, CO 80550 Property Records

Larimer County property record for 5204 Kempton Dr, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,764 sqft · built 2013
Lot Size	0.28 acres (12,197 sqft)
Owner	Owner Name on Record
Last Sale	$320,400 (May 2013)
Tax Bill	$4,513 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`86354-20-010`

Property Details

APN / Parcel Number

Primary APN	`86354-20-010`
Alternative APN	`R1632357`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Basement Area	1,764 sqft
Finished Basement	1,340 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	474 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1632357
Old Parcel Number	8635420010
Street Address	5204 KEMPTON DR
City	WINDSOR
State	CO
Zip	80550-2672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLOCK 12, FOSSIL RIDGE SUB, WIN (2004-0111862)
Legal Range	68
Legal Township	06
Legal Section	35
Legal Quarter	SE
Legal Subdivision	FOSSIL RIDGE SUB WIN (2004-0111862)
Legal Block	12
Legal Lot Number	10
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	2
Census Block	2032
Census Tract	1714

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5204 KEMPTON DR, WINDSOR, CO 80550-2672
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2013 · Amount on Record
Deed Sale	May 2, 2013 · Amount on Record
Deed Document Number	20130033181
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	5204 KEMPTON DR, WINDSOR, CO 80550-2672
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 KEMPTON DR, WINDSOR, CO 80550-2672

Mortgage

Document Number	0000088028
Date	Sep 21, 2021
Instrument	20210088028

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	5204 KEMPTON DR, WINDSOR, CO 80550-2672
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087133
Date	Oct 23, 2020
Instrument	20200087133

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	5204 KEMPTON DR, WINDSOR, CO 80550-2672
Document Number	0000053474
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 KEMPTON DR WINDSOR CO 805502672, WINDSOR, CO 80550-2672

Mortgage

Document Number	0000053474
Date	Aug 29, 2018
Instrument	53474

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,513.00 (+8.72%)	$45,900 (-8.33%) Land $11,875 Building $34,025	$734,400 (-1.73%) Land $190,000 Building $544,400
2023	$4,151.00 (+16.8%)	$50,069 (+29.99%) Land $12,730 Building $37,339	$747,300 (+34.84%) Land $190,000 Building $557,300
2022	$3,554.00	$38,517 Land $4,726 Building $33,791	$554,200 Land $68,000 Building $486,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Loveland Pulse, Verizon.

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