5204 Howard St, Montclair, CA 91763 Property Records

San Bernardino County property record for 5204 Howard St, Montclair, CA 91763

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 960 sqft · built 1984
Lot Size	0.022 acres (960 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (May 2006)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-463-46-0000`

Property Details

APN / Parcel Number

Primary APN	`1011-463-46-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	480 sqft
2nd Floor Area	480 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	960 sqft (0.022 acres)
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5204 HOWARD ST
City	MONTCLAIR
State	CA
Zip	91763-6511
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 12367 LOT 12 AND INT IN COMMON AREA
Legal Subdivision	TRACT 12367
Legal Tract	12367
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1009
Census Tract	304

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5204 HOWARD ST, MONTCLAIR, CA 91763-6511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jan 4, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2006 · Amount on Record
Deed Sale	May 12, 2006 · Amount on Record
Deed Document Number	2006326785
Last Transfer Date	May 13, 2020
Transfer Doc	0000228089
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5204 HOWARD ST, MONTCLAIR, CA 91763-6511
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 HOWARD ST, MONTCLAIR, CA 91763-6511

Mortgage

Document Number	0000226690
Date	Sep 13, 2023
Instrument	2023-0226690

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5204 HOWARD ST, MONTCLAIR, CA 91763-6511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003664
Date	Jan 4, 2017
Instrument	2017-0003664

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 8, 2020
Property Address	5204 HOWARD ST, MONTCLAIR, CA 91763-6511
Document Number	0000228089
Instrument Date	May 13, 2020
Instrument	228089
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 HOWARD ST MONTCLAIR CA 917636511, MONTCLAIR, CA 91763-6511

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5204 HOWARD ST, MONTCLAIR, CA 91763-6511
Document Number	0000433198
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 HOWARD ST MONTCLAIR CA 917636511, MONTCLAIR, CA 91763-6511

Mortgage

Document Number	0000433198
Date	Nov 19, 2018
Instrument	433198

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$354,916 (+2%) Land $123,919 Building $230,997
2025	$3,755.00 (+5.36%) Homeowner's exemption	$347,957 (+4.04%) Land $121,489 Building $226,468
2023	$3,564.00 (+1.37%) Homeowner's exemption	$334,446 Land $116,772 Building $217,674
2022	$3,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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