Brunswick County property record for 5204 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,568 sqft · built 1985 |
| Lot Size | 0.226 acres (9,845 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (May 2018) |
| Tax Bill | $2,845 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 249DD002 |
| Primary APN | 249DD002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Heated Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,845 sqft (0.226 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80071926 |
|---|---|
| Street Address | 5204 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-5045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-2 B-5 S-1 LONG BEACH PLAT 1/98 |
| Legal Subdivision | LONG BEACH |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 20315 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5204 E BEACH DR, OAK ISLAND, NC 28465-5045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit TEACHERS FCU |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC |
| May 18, 2018 | Warranty Deed, Construction Loan · Construction Mortgage TW ENTERPRISES INC PSP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on Record |
| Deed Sale | May 18, 2018 · Amount on Record |
| Prior Sale | May 23, 2014 · Amount on Record |
| Deed Book / Page | 4056 / 1200 |
| Prior Transfer Date | Aug 26, 2013 |
| Prior Transfer Doc | 0034480510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 5204 E BEACH DR, OAK ISLAND, NC 28465-5045 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5204 E BEACH DR, OAK ISLAND, NC 28465-5045 |
| Document Number | 0051181337 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 5118/1337 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 5204 E BEACH DR, OAK ISLAND, NC 28465-5045 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0049421279 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 4942/1279 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 5204 E BEACH DR, OAK ISLAND, NC 28465-5045 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045460424 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 4546/424 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 5204 E BEACH DR, OAK ISLAND, NC 28465-5045 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043310001 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 4331/1 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 42016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 18, 2018 |
| Property Address | 5204 E BEACH DR, OAK ISLAND, NC 28465-5045 |
| Document Number | 0040561200 |
| Book / Page | 4056 / 1200 |
| Map Reference | MB1 PG98 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 22, 2022 |
| Title Company | MONARCH TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 CASWELL RD, 501, CHAPEL HILL, NC 27514-2705 |
| Name | Verified Name |
|---|---|
| Address | 295 DORIS AVE, HOLLAND, PA 18966-2771 |
| Document Number | 2018029240001 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 2018029240.001 |
| Name | TW ENTERPRISES INC PSP |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 18, 2019 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,830 (-) Land $445,000 Building $299,830 | $744,830 (-) Land $445,000 Building $299,830 | |
| 2025 | $2,845.00 | $744,830 (+1.8%) Land $445,000 Building $299,830 | $744,830 (+1.8%) Land $445,000 Building $299,830 |
| 2023 | $731,660 Land $445,000 Building $286,660 | $731,660 Land $445,000 Building $286,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 183 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 348 units insured incl. 165 condo units |
| Nearby Flood Claims | 46 (2004–2024) |
| Claims Outside the SFHA | 6 of 46 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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