52036 Cloverleaf Dr E, South Bend, IN 46637 Property Records

St. Joseph County property record for 52036 Cloverleaf Dr E, South Bend, IN 46637

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 370 sqft · built 1999
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$345,999 (Oct 2023)
Tax Bill	$2,536 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-04-19-226-090.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-19-226-090.000-003`
Alternative APN	`0021015030527`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	370 sqft Living Area
Gross Area	1,542 sqft
Basement Area	1,542 sqft
Finished Basement	1,172 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	174 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	0021015030527
Street Address	52036 CLOVERLEAF DR E
City	SOUTH BEND
State	IN
Zip	46637-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 CLOVERLEAF FARMS SEC 1
Legal Subdivision	CLOVERLEAF FARMS SEC 01
Legal Lot Number	29
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	11308

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	52036 CLOVERLEAF DR E, SOUTH BEND, IN 46637-6028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Jun 22, 2021
Deed Document Number	0002325611
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 27, 2023
Property Address	52036 CLOVERLEAF DR E, SOUTH BEND, IN 46637-6028
Document Number	0002325611
Map Reference	IN 9901167
Instrument Date	Oct 23, 2023
Instrument	2325611
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52036 CLOVERLEAF DR E, SOUTH BEND, IN 46637-6028

Mortgage

Document Number	0002325612
Date	Oct 27, 2023
Instrument	2325612

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 22, 2021
Property Address	52036 CLOVERLEAF DR E, SOUTH BEND, IN 46637-6028
Document Number	0002120999
Instrument Date	Jun 11, 2021
Instrument	2120999
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52036 CLOVERLEAF DR E, SOUTH BEND, IN 46637-6028
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$413,800 (+63.95%) Land $82,700 Building $331,100	$413,800 (+63.95%) Land $82,700 Building $331,100
2024	$2,536.00 (+19.62%)
2023	$2,120.00 (-27.99%)	$252,400 (-) Land $69,600 Building $182,800	$252,400 (-) Land $69,600 Building $182,800
2022	$2,944.00	$252,400 Land $69,600 Building $182,800	$252,400 Land $69,600 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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