5203 Vista de Olmo, San Clemente, CA 92673 Property Records

Orange County property record for 5203 Vista de Olmo, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,594 sqft · built 2001
Lot Size0.155 acres (6,762 sqft)
Owner2 Individual Names on Record
Last Sale$890,000 (Jul 2019)
Tax Bill$10,553 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jun 2017 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN678-121-07

Property Details

APN / Parcel Number

Primary APN678-121-07

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,594 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area6,762 sqft (0.155 acres)
Garage Area403 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5203 VISTA DE OLMO
CitySAN CLEMENTE
StateCA
Zip92673-7114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15864 BLK LOT 7
Legal SubdivisionTRACT NO 15864
Legal Tract15864
Legal Lot Number7
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3002
Census Tract42112

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
F & A FCU
Jun 30, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 18, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 30, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jul 5, 2019Grant Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Apr 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2019 · Amount on Record
Deed SaleJul 5, 2019 · Amount on Record
Prior SaleFeb 2, 2016 · Amount on Record
Deed Document Number2019239399
Last Transfer DateDec 10, 2020
Transfer Doc0000751149
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114

Mortgage

Document Number0000256819
DateJul 25, 2022
Instrument2022000256819
Lender
NameF & A FCU
TypeCredit Union
AddressMONTEREY PARK, CA 91754
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000270969
DateJun 30, 2017
Instrument2017000270969
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 12, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateDec 18, 2020
Property Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114
Document Number0000751149
Map ReferenceMB 801 PG 29-36
Instrument DateDec 10, 2020
Instrument2020000751149
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyORANGE COAST TITLE OF SO CAL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114

Mortgage

Document Number0000751150
DateDec 18, 2020
Instrument2020000751150
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateOct 30, 2019
Property Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114
Document Number0000428997
Map ReferenceMB 801 PG 29-36
Instrument DateOct 30, 2019
Instrument2019000428997
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114

Mortgage

Document Number0000428999
DateOct 30, 2019
Instrument2019000428999
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJul 5, 2019
Property Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114
Document Number0000239399
Map ReferenceMB 801 PG 29-36
Instrument DateMay 22, 2019
Instrument2019000239399
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114

Mortgage

Document Number0000239400
DateJul 5, 2019
Instrument2019000239400
Lender
NameAMERIFIRST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5203 VISTA DE OLMO, SAN CLEMENTE, CA 92673-7114
Document Number0000139777
Instrument DateApr 1, 2017
Transaction TypeMortgage
Record UpdatedApr 14, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5203 VISTA DE OLMO SAN CLEMENTE CA 926737114, SAN CLEMENTE, CA 92673-7114

Mortgage

Document Number0000139777
DateApr 7, 2017
Instrument139777
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 6, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$992,809 (+2%) Land $605,977 Building $386,832
2025$10,553.00 (+3.59%)$973,343 (+4.04%) Land $594,095 Building $379,248
2023$10,187.00 (+1.82%)$935,548 Land $571,026 Building $364,522
2022$10,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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