5203 Splendid Cir, Katy, TX 77493 Property Records

Harris County property record for 5203 Splendid Cir, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,999 sqft · built 2019
Lot Size	0.259 acres (11,299 sqft)
Owner	Individual Name on Record
Last Sale	$389,610 (Jun 2026)
Tax Bill	$7,768 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`136-345-002-0010`

Property Details

APN / Parcel Number

Primary APN	`136-345-002-0010`
Alternative APN	`0480640000007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,999 sqft Living Area
1st Floor Area	1,404 sqft
Game Room	Game Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	11,299 sqft (0.259 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1363450020010
Street Address	5203 SPLENDID CIR
City	KATY
State	TX
Zip	77493-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BLK 2 KING CROSSING SEC 2
Legal Subdivision	KING CROSSING SEC 2
Legal Block	2
Legal Lot Number	10
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2072
Census Tract	542902

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5203 SPLENDID CIR, KATY, TX 77493-2919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Jun 17, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CHERRY CREEK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	2026215044
Prior Transfer Date	Jun 12, 2019
Prior Transfer Doc	2019254808
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 1, 2026
Property Address	5203 SPLENDID CIR, KATY, TX 77493-2919
Document Number	0000215044
Instrument Date	May 19, 2026
Instrument	2026215044
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 SPLENDID CIR, KATY, TX 77493-2919

Mortgage

Document Number	0000216550,
Date	Jun 1, 2026
Instrument	2026216550

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 17, 2019
Property Address	5203 SPLENDID CIR, KATY, TX 77493-2919
Document Number	0000254808
Instrument Date	Jun 12, 2019
Instrument	254808
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5203 SPLENDID CIR KATY TX 774932919, KATY, TX 77493-2919

Mortgage

Document Number	254809
Date	Jun 17, 2019
Instrument	254809

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,298 (-6.34%) Land $60,794 Building $260,504	$321,298 (-6.34%) Land $60,794 Building $260,504
2025	$7,768.00 (-5.26%) Homeowner's exemption	$343,056 (-8.15%) Land $78,971 Building $264,085	$343,056 (-8.15%) Land $78,971 Building $264,085
2024	$8,199.00 (+104.77%)
2023		$373,501 Land $74,583 Building $298,918	$373,501 Land $74,583 Building $298,918
2022	$4,004.00 (-13.22%)
2020	$4,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 495 serves 9,882 people · EPA ID TX1013532
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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