5203 River Rd, Morganton, NC 28655 Property Records

Burke County property record for 5203 River Rd, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,430 sqft · built 1970
Lot Size1.19 acres (51,836 sqft)
OwnerIndividual Name on File
Last Sale$8,000 (Aug 2019)
Tax Bill$1,199 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN2740592440

Property Details

APN / Parcel Number

Primary APN2740592440
Alternative APN
  • 12851

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
Gross Area4,484 sqft
1st Floor Area1,878 sqft
Basement Area1,094 sqft
Unfinished Basement1,094 sqft
FlooringVinyl/Resilient
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof MaterialMetal
Lot Area51,836 sqft (1.19 acres)
TerrainRolling
Garage TypeCarport
Garage Area392 sqft
CarportCarport
Carport Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area378 sqft
Deck Area236 sqft
Patio Area236 sqft
Pole Barn748 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Old Parcel Number2740592440
Street Address5203 RIVER RD
CityMORGANTON
StateNC
Zip28655-7468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5203 RIVER RD MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionLOWER FORK
Census Block Group3
Census Block3048
Census Tract21201

Owner

Source: Burke County records · APN 2740592440

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5203 RIVER RD, MORGANTON, NC 28655-7468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANKERS INS
Oct 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANKERS INS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2019 · Amount on Record
Deed SaleAug 23, 2019 · Amount on Record
Prior SaleNov 24, 2010 · Amount on Record
Deed Document Number2017031387
Deed Book / Page1933 / 0378
Record UpdatedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address5203 RIVER RD, MORGANTON, NC 28655-7468
Document Number0023160047
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedNov 06, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5203 RIVER RD MORGANTON NC 286557468, MORGANTON, NC 28655-7468

Mortgage

Document Number0023160047
DateOct 16, 2017
Book Page002316/000047
Instrument9284
Lender
NameBANKERS INS
AddressSAINT PETERSBURG, FL 33733
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address5203 RIVER RD, MORGANTON, NC 28655-7468
Document Number0023160054
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5203 RIVER RD MORGANTON NC 286557468, MORGANTON, NC 28655-7468

Mortgage

Document Number0023160054
DateOct 16, 2017
Book Page002316/000054
Instrument9285
Lender
NameBANKERS INS
AddressSAINT PETERSBURG, FL 33733
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,199.00 (+8.02%)$152,638 (-) Land $16,850 Building $135,788$152,638 (-) Land $16,850 Building $135,788
2023$1,110.00$152,638 Land $16,850 Building $135,788$152,638 Land $16,850 Building $135,788

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

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