5203 Palm Ln, Mount Dora, FL 32757 Property Records

Orange County property record for 5203 Palm Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,893 sqft · built 1952
Lot Size	0.818 acres (35,637 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,000 (Jul 2017)
Tax Bill	$8,401 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-27-5512-00-071`

Property Details

APN / Parcel Number

Primary APN	`08-20-27-5512-00-071`
Alternative APNs	`272008551200071` `102188` `102187` `102328`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,893 sqft Living Area
Gross Area	3,921 sqft
1st Floor Area	2,893 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	35,637 sqft (0.818 acres)
Lot Width	116 ft Width
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	448 sqft
Patio Area	272 sqft
Storage Building	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5203 PALM LN
City	MOUNT DORA
State	FL
Zip	32757-7124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	MAROTS ADDITION TO TANGERINE MTG E/506 UN-RECORDED TANGERINE SHORES LOT 7 (LESS E 15 FT) & IN TANGERINE TERRACE OF LAKE OLA N/44 LOT 5 (LESS N 92.5 FT THEREOF) BLK 8
Legal Range	27E
Legal Township	20S
Legal Section	08
Legal Subdivision	MAROT ADD TO TANGERINE
Legal Tract	5512
Legal Block	8
Legal Lot Number	7
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2038
Census Tract	17901

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5203 PALM LN, MOUNT DORA, FL 32757-7124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage SPLITERO FUNDING INC
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Jul 10, 2017	Warranty Deed, Transfer SAMMY A & E LORETHA GAMMENTHALER
May 18, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Oct 15, 2010 · Amount on Record
Deed Document Number	2017379256
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5203 PALM LN, MOUNT DORA, FL 32757-7124
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 PALM LN, MOUNT DORA, FL 32757-7124

Mortgage

Document Number	0000119438
Date	Feb 27, 2026
Instrument	20260119438

Lender

Name	SPLITERO FUNDING INC
Type	Mortgage Company
Address	WILMINGTON, DE 19890

Agreement

Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5203 PALM LN, MOUNT DORA, FL 32757-7124
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 PALM LN, MOUNT DORA, FL 32757-7124

Mortgage

Document Number	20210488223
Date	Aug 11, 2021
Instrument	20210488223

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5203 PALM LN, MOUNT DORA, FL 32757-7124
Document Number	0000549250
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5203 PALM LN MOUNT DORA FL 327577124, MOUNT DORA, FL 32757-7124

Mortgage

Document Number	0000549250
Date	Sep 6, 2019
Instrument	549250

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 10, 2017
Property Address	5203 PALM LN, MOUNT DORA, FL 32757-7124
Document Number	0000379256
Instrument Date	Jul 7, 2017
Instrument	379256
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,024.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5203 PALM LN MOUNT DORA FL 327577124, MOUNT DORA, FL 32757-7124

Mortgage

Document Number	379257
Date	Jul 10, 2017
Instrument	379257

Lender

Name	SAMMY A & E LORETHA GAMMENTHALER
Address	PO BOX 62, TANGERINE, FL 32777-0062
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5203 PALM LN, MOUNT DORA, FL 32757-7124
Document Number	0000298031
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 621 TANGERINE FL 327770621, TANGERINE, FL 32777-0621

Mortgage

Document Number	0000298031
Date	May 30, 2017
Instrument	298031

Lender

Name	CITIZENS FIRST BK
Type	Bank
Address	THE VILLAGES, FL 32159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 29, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,022 (+2.7%)	$548,030 (-1.75%) Land $272,000 Building $276,030
2025	$8,401.00 (+4.11%) Homeowner's exemption	$483,955 (+5.99%)	$557,810 (+5.65%) Land $272,000 Building $285,810
2024	$8,069.00 (+6.89%)
2023	$7,549.00 (+3.26%) Homeowner's exemption	$456,617 (+3%)	$527,963 (+7.93%) Land $272,000 Building $255,963
2022	$7,311.00 Homeowner's exemption	$443,317	$489,153 Land $272,000 Building $217,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2004–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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