5203 Formby Dr, Orlando, FL 32812 Property Records

Orange County property record for 5203 Formby Dr, Orlando, FL 32812

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,821 sqft · built 1987
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$46,000 (Feb 2002)
Tax Bill	$4,025 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-30-9445-00-850`

Property Details

APN / Parcel Number

Primary APN	`16-23-30-9445-00-850`
Alternative APNs	`302316944500850` `554053` `559825` `564485`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,821 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,821 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	228 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5203 FORMBY DR
City	ORLANDO
State	FL
Zip	32812-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WOOD GREEN 15/57 LOT 85
Legal Range	30E
Legal Township	23S
Legal Section	16
Legal Subdivision	WOOD GREEN
Legal Tract	9445
Legal Lot Number	85
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1001
Census Tract	13607

Owner

5203 Formby Dr is owned and occupied by two individuals who bought it in February 2002.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5203 FORMBY DR, ORLANDO, FL 32812-8125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Dec 2, 2019	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK
May 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2002 · Amount on File
Deed Sale	Feb 21, 2002 · Amount on File
Prior Sale	Sep 1, 1995 · Amount on File
Deed Book / Page	6462 / 1
Transfer Doc	0064620001
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5203 FORMBY DR, ORLANDO, FL 32812-8125
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	HOMETOWN TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200002
Date	Apr 12, 2017
Instrument	20170200002

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	5203 FORMBY DR, ORLANDO, FL 32812-8125
Document Number	0000770983
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5203 FORMBY DR ORLANDO FL 328128125, ORLANDO, FL 32812-8125

Mortgage

Document Number	0000770983
Date	Dec 9, 2019
Instrument	770983

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	May 9, 2018
Property Address	5203 FORMBY DR, ORLANDO, FL 32812-8125
Document Number	0000274542
Instrument Date	May 7, 2018
Instrument	274542
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 FORMBY DR ORLANDO FL 328128125, ORLANDO, FL 32812-8125

Tax Assessment & Valuation

The 2025 property tax bill for 5203 Formby Dr was $4,025, up 5.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,066 (+2.7%)	$407,360 (-2.41%) Land $110,000 Building $297,360
2025	$4,025.00 (+5.39%) Homeowner's exemption	$257,124	$417,430 Land $110,000 Building $307,430
2024	$3,819.00 (+7.06%)
2023	$3,567.00 (+4.02%) Homeowner's exemption	$242,600 (+3%)	$383,384 (+11.87%) Land $110,000 Building $273,384
2022	$3,429.00 Homeowner's exemption	$235,534	$342,703 Land $110,000 Building $232,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5203 Formby Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (2001–2022)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5203 Formby Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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