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5203 E 4th St, Panama City, FL 32404 Property Records

Bay County property record for 5203 E 4th St, Panama City, FL 32404

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 2 ba · 2,217 sqft · built 1960
Lot Size2.88 acres (125,801 sqft)
OwnerCompany Name on Record
Last Sale$345,000 (Aug 2026)
Tax Bill$3,032 (2025)
Deeds & MortgagesAug 2026 Sale
Flood ZoneZone A (high risk)
APN24417-000-000

Property Details

APN / Parcel Number

Primary APN24417-000-000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area2,217 sqft Living Area
Gross Area2,497 sqft
1st Floor Area2,151 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleMulti-Family
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area125,801 sqft (2.88 acres)
Lot Dimensions443 ft deep x 284 ft wide
Garage TypeAttached
Garage Area280 sqft
DrivewayDriveway

Exterior Amenities

PorchFlorida Room
Porch Area300 sqft
Shed1 Shed
Mobile Home / RV HookupMobile Home / RV Hookup
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5203 E 4TH ST
CityPANAMA CITY
StateFL
Zip32404-6033
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeCLWY23
Legal Description12 4S 14W ST A B DEV CO PLAT BEG 208.4 E OF NW COR LOT 46 TH E 430 S 320 W 422.6 N 309.77 TO POB -99.2-118D1 ORB 4828 P 1876
Legal Range14W
Legal Township04S
Legal Section12
Legal SubdivisionST A B DEV CO PLAT
Legal Lot Number46
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1009
Census Tract803

Owner

Source: Bay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address79 E KINGSTON RD, INLET BEACH, FL 32461-5049
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2026 · Amount on Record
Deed SaleAug 7, 2026 · Amount on Record
Deed Document Number202648575
Deed Book / Page5065 / 992
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 7, 2026
Property Address5203 E 4TH ST, PANAMA CITY, FL 32404-6033
Document Number0000048575
Book / Page5065 / 992
Instrument DateJul 31, 2026
Instrument202648575
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyFIRST NATIONAL LAND TITLE

Transaction

AmountAmount Recorded
Tax$243,915.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address79 E KINGSTON RD, INLET BEACH, FL 32461-5049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityCallaway City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,032.00 (+148.73%)$221,472 (+96.45%) Land $116,343 Building $105,129$221,472 (+40.54%) Land $116,343 Building $105,129
2024$1,219.00 (+20.93%)
2023$1,008.00 (+11.38%) Homeowner's exemption$112,736 (+3%)$157,592 (+14.62%) Land $92,545 Building $65,047
2022$905.00 Homeowner's exemption$109,452$137,491 Land $77,600 Building $59,891

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims5 (2008–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAWAY, CITY OF WATER SYSTEM
serves 20,520 people · EPA ID FL1030141
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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