Lake County property record for 52020 Duck Shack Ln E, Charlo, MT 59824
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1971 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $264,400 (Jun 2025) |
| Tax Bill | $2,116 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R1511997 |
| Primary APN | R1511997 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 976 sqft Living Area |
| 1st Floor Area | 820 sqft |
| 2nd Floor Area | 156 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,006 sqft (0.069 acres) |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
|---|---|
| Porch Area | 148 sqft |
| Deck Area | 319 sqft |
| Shed | 1 Shed |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000011234 |
|---|---|
| Street Address | 52020 DUCK SHACK LN E |
| City | CHARLO |
| State | MT |
| Zip | 59824-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S34, T20 N, R20 W, ACRES 0.069, PT TR G IN LT 1 H-221 |
| Legal Range | 20W |
| Legal Township | 20N |
| Legal Section | 34 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1158 |
| Census Tract | 940500 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 18828 46TH AVE W, LYNNWOOD, WA 98036-4637 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| May 5, 2026 | Deed of Distribution, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Aug 15, 2023 |
| Deed Document Number | 2025632254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Aug 3, 2026 |
| Property Address | 52020 DUCK SHACK LN E, CHARLO, MT 59824-1003 |
| Document Number | 0000640089 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026640089 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0000640089, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026640089 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 1, 2051 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | May 5, 2026 |
| Property Address | 52020 DUCK SHACK LN E, CHARLO, MT 59824-1003 |
| Document Number | 0000638499 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026638499 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 18828 46TH AVE W, LYNNWOOD, WA 98036-4637 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,116.00 (+94.49%) | $233,200 (-) | |
| 2025 | $1,088.00 (-8.95%) | $233,200 (+51.33%) | $233,200 (+51.33%) Land $36,211 Building $196,989 |
| 2023 | $1,195.00 | $154,100 | $154,100 Land $21,110 Building $132,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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