Erie County and Lancaster Town property record for 5202 William St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1986 |
| Lot Size | 0.345 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,900 (Jun 2010) |
| Tax Bill | $5,871 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 116.13-2-2 |
| Primary APN | 145289 116.13-2-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 799 sqft |
| 2nd Floor Area | 605 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,000 sqft (0.345 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5202 WILLIAM ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THE BUFFALO CREEK RESERVATION |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5202 WILLIAM ST, LANCASTER, NY 14086-9448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Line of Credit TOMPKINS TRUST CO |
| Apr 30, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Dec 19, 2016 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Dec 19, 2016 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2010 · Amount on Record |
| Deed Sale | Jun 22, 2010 · Amount on Record |
| Prior Sale | Feb 11, 2000 · Amount on Record |
| Deed Document Number | 2010109484 |
| Deed Book / Page | 11183 / 7712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 5202 WILLIAM ST, LANCASTER, NY 14086-9448 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 5202 WILLIAM ST, LANCASTER, NY 14086-9448 |
| Document Number | 0141898418 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 14189/8418 |
| Instrument | 2026024891 |
| Name | TOMPKINS TRUST CO |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 27, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 5202 WILLIAM ST, LANCASTER, NY 14086-9448 |
| Document Number | 0139393066 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 5202 WILLIAM ST LANCASTER NY 140869448, LANCASTER, NY 14086-9448 |
| Document Number | 0139393066 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 013939/003066 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 5202 WILLIAM ST, LANCASTER, NY 14086-9448 |
| Document Number | 0138038581 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5202 WILLIAM ST LANCASTER NY 140869448, LANCASTER, NY 14086-9448 |
| Document Number | 0138038581 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 013803/008581 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 6, 2032 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 5202 WILLIAM ST, LANCASTER, NY 14086-9448 |
| Document Number | 0113104041 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5202 WILLIAM ST LANCASTER NY 140869448, LANCASTER, NY 14086-9448 |
| Document Number | 0113104041 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 011310/004041 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 8, 2032 |
| Rate | 3% |
|---|
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,871.00 (+108.19%) | ||
| 2025 | $2,820.00 (-49.96%) | $200,000 (-) Land $28,000 Building $172,000 | $312,500 (+12.49%) Land $43,750 Building $268,750 |
| 2024 | $5,635.00 | $200,000 (-) Land $28,000 Building $172,000 | $277,800 (+4.16%) Land $38,892 Building $238,908 |
| 2023 | $200,000 Land $28,000 Building $172,000 | $266,700 Land $37,338 Building $229,362 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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