5202 Via del Oro, Oceanside, CA 92056 Property Records

San Diego County property record for 5202 Via del Oro, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,590 sqft · built 1990
Lot Size	0.127 acres (5,513 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Nov 2017)
Tax Bill	$7,363 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2019 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`169-483-39-00`

Property Details

APN / Parcel Number

Primary APN	`169-483-39-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,513 sqft (0.127 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5202 VIA DEL ORO
City	OCEANSIDE
State	CA
Zip	92056-7200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 39 TR 011867
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	011867
Legal Block	2
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5202 VIA DEL ORO, OCEANSIDE, CA 92056-7200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Apr 9, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 3, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Oct 18, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Prior Sale	Oct 18, 2016 · Amount on Record
Deed Document Number	2017515530
Last Transfer Date	Jan 14, 2021
Transfer Doc	0000043999
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5202 VIA DEL ORO, OCEANSIDE, CA 92056-7200
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5202 VIA DEL ORO, OCEANSIDE, CA 92056-7200

Mortgage

Document Number	0000011854
Date	Jan 15, 2026
Instrument	2026-0011854

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5202 VIA DEL ORO, OCEANSIDE, CA 92056-7200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125247
Date	Apr 9, 2019
Instrument	2019-0125247

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92129

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2029

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5202 VIA DEL ORO, OCEANSIDE, CA 92056-7200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5202 VIA DEL ORO, OCEANSIDE, CA 92056-7200

Mortgage

Document Number	0000649784
Date	Oct 23, 2020
Instrument	2020-0649784

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2050

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2021
Property Address	5202 VIA DEL ORO, OCEANSIDE, CA 92056-7200
Document Number	0000043999
Map Reference	MAP 11867
Instrument Date	Jan 14, 2021
Instrument	2021-0043999
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5202 VIA DEL ORO, OCEANSIDE, CA 92056-7200

Mortgage

Document Number	0000044000
Date	Jan 21, 2021
Instrument	2021-0044000

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2017
Property Address	5202 VIA DEL ORO, OCEANSIDE, CA 92056-7200
Document Number	0000515530
Instrument Date	Oct 25, 2017
Instrument	515530
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5202 VIA DEL ORO OCEANSIDE CA 920567200, OCEANSIDE, CA 92056-7200

Mortgage

Document Number	515531
Date	Nov 3, 2017
Instrument	515531

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5202 VIA DEL ORO, OCEANSIDE, CA 92056-7200
Document Number	0000468707
Instrument Date	Oct 18, 2016
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Mortgage

Document Number	0000468707
Date	Oct 11, 2017
Instrument	468707

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$667,329 (+2%) Land $444,886 Building $222,443
2025	$7,363.00 (+8.7%) Homeowner's exemption	$654,245 (+4.04%) Land $436,163 Building $218,082
2023	$6,774.00 (+0.27%) Homeowner's exemption	$628,841 Land $419,227 Building $209,614
2022	$6,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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