Harris County property record for 5202 Locust St, Bellaire, TX 77401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,879 sqft · built 1996 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jul 2017) |
| Tax Bill | $16,138 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 007-056-043-0023 |
| Primary APN | 007-056-043-0023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,879 sqft Living Area |
| 1st Floor Area | 2,005 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,500 sqft (0.149 acres) |
| View / Lot | Neighborhood |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 476 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 325 sqft |
| Deck Area | Deck Area |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0070560430023 |
|---|---|
| Street Address | 5202 LOCUST ST |
| City | BELLAIRE |
| State | TX |
| Zip | 77401-3323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 23 BLK 43 & ADJ S 5 FT OF ABAND ALLEY BELLAIRE |
| Legal Subdivision | ABAND ALLEY BELLAIRE |
| Legal Block | 43 |
| Legal Lot Number | 23 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 421000 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5202 LOCUST ST, BELLAIRE, TX 77401-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| Feb 6, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Jun 8, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on Record |
| Deed Sale | Jul 20, 2017 · Amount on Record |
| Prior Sale | Jun 8, 2017 |
| Deed Document Number | 2017324239 |
| Prior Transfer Date | Jul 11, 2017 |
| Prior Transfer Doc | 0000324239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 5202 LOCUST ST, BELLAIRE, TX 77401-3323 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000403904 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-403904 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 5202 LOCUST ST, BELLAIRE, TX 77401-3323 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049402 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 2018-049402 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLOWER MOUND, TX 75028 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 5202 LOCUST ST, BELLAIRE, TX 77401-3323 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000377789 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-377789 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 8, 2017 |
| Property Address | 5202 LOCUST ST, BELLAIRE, TX 77401-3323 |
| Document Number | 0000254864 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 254864 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5202 LOCUST ST BELLAIRE TX 774013323, BELLAIRE, TX 77401-3323 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellaire City |
| County | Harris County |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,083,865 (-1.47%) Land $414,375 Building $669,490 | $1,083,865 (-1.47%) Land $414,375 Building $669,490 | |
| 2025 | $16,138.00 (+9.13%) Homeowner's exemption | $1,100,000 (+18.28%) Land $382,500 Building $717,500 | $1,100,000 (+18.28%) Land $382,500 Building $717,500 |
| 2024 | $14,788.00 (+15.17%) | ||
| 2023 | $930,000 Land $382,500 Building $547,500 | $930,000 Land $382,500 Building $547,500 | |
| 2022 | $12,840.00 (-12.16%) | ||
| 2020 | $14,617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 399 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 399 in force |
| Nearby Flood Claims | 158 (1979–2026) |
| Claims Outside the SFHA | 58 of 158 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLAIRE serves 18,090 people · EPA ID TX1010004 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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