5201 Otsego St, Duluth, MN 55804 Property Records

St. Louis County property record for 5201 Otsego St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,494 sqft · built 1928
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (Jan 2024)
Tax Bill	$3,338 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-3080-01640`

Property Details

APN / Parcel Number

Primary APN	`010-3080-01640`
Alternative APNs	`1058790` `1161084`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,494 sqft Gross Area
1st Floor Area	894 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	6,300 sqft (0.144 acres)
Garage Type	Attached
Garage Area	170 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	28 sqft
Deck Area	30 sqft
Storage Building	30 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1161084
Street Address	5201 OTSEGO ST
City	DULUTH
State	MN
Zip	55804-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 EX ELY 5 FT AND ALL OF LOT 32 SERIAL #
Legal Subdivision	ALTERED LONDON PARK ADD TO DUL
Legal Block	5
Legal Lot Number	31-32
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2015
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5201 OTSEGO ST, DULUTH, MN 55804-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed, Transfer · Conventional Mortgage BREMER BANK NA
Sep 28, 2018	Warranty Deed, Transfer CONSOLIDATED TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	20241481424
Prior Transfer Date	Jan 5, 2024
Prior Transfer Doc	0001481424
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 12, 2024
Property Address	5201 OTSEGO ST, DULUTH, MN 55804-1655
Document Number	0001481424
Instrument Date	Jan 5, 2024
Instrument	1481424
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$783.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 OTSEGO ST, DULUTH, MN 55804-1655

Mortgage

Document Number	0001481425
Date	Jan 12, 2024
Instrument	1481425

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 28, 2018
Property Address	5201 OTSEGO ST, DULUTH, MN 55804-1655
Document Number	00A1341660
Instrument Date	Sep 21, 2018
Instrument	A1341660
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	CONSOLIDATED TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$612.15
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 OTSEGO ST DULUTH MN 558041655, DULUTH, MN 55804-1655

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,338.00 (+7.33%) Homeowner's exemption
2025	$3,110.00 (+2.64%) Homeowner's exemption	$263,300 (+6.34%) Land $42,500 Building $220,800	$263,300 (+6.34%) Land $42,500 Building $220,800
2024		$247,600 (+14.05%) Land $41,000 Building $206,600	$247,600 (+14.05%) Land $41,000 Building $206,600
2023	$3,030.00 Homeowner's exemption
2022		$217,100 Land $31,600 Building $185,500	$217,100 Land $31,600 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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