5201 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 5201 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,848 sqft · built 1960
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$116,500 (Jan 2018)
Tax Bill	$1,139 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1776597724`

Property Details

APN / Parcel Number

Primary APN	`1776597724`
Alternative APN	`19987`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Unfinished Basement	616 sqft
Flooring	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Shed	1 Shed
Shed Area	128 sqft
Canopy	400 sqft
Lean-To	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5201 NC 181
City	MORGANTON
State	NC
Zip	28655-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	5201 NC 181 MORGANTON, NC 28655
Legal Tract	2
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	2
Census Block	2003
Census Tract	20204

Owner

5201 NC 181 is owned and occupied by an individual who bought it in January 2018.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5201 NC 181, MORGANTON, NC 28655-9786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2018 · Amount on File
Deed Sale	Jan 2, 2018 · Amount on File
Prior Sale	Jan 30, 2013 · Amount on File
Deed Document Number	20182017011700
Deed Book / Page	2327 / 885
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 2, 2018
Property Address	5201 NC 181, MORGANTON, NC 28655-9786
Document Number	0023270885
Book / Page	2327 / 0885
Map Reference	MB28 PG628
Instrument Date	Dec 29, 2017
Instrument	2017011700
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 NC 181, MORGANTON, NC 28655-9786

Mortgage

Document Number	2017011701
Date	Jan 2, 2018
Instrument	2017011701

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5201 NC 181 was $1,139, up 0.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,139.00 (+0.44%)	$164,206 (-) Land $13,825 Building $150,381	$164,206 (-) Land $13,825 Building $150,381
2025	$1,134.00	$164,206 Land $13,825 Building $150,381	$164,206 Land $13,825 Building $150,381
2023	$1,138.00	$164,206 Land $13,825 Building $150,381	$164,206 Land $13,825 Building $150,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5201 NC 181 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5201 NC 181 is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000