5201 Labounty Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5201 Labounty Rd, Ferndale, WA 98248

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,756 sqft · built 1971
Lot Size	0.229 acres (10,001 sqft)
Owner	Individual Name on Record
Tax Bill	$3,567 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`561825`

Property Details

APN / Parcel Number

Primary APN	`561825`
Alternative APNs	`390233 256403 0000` `99540`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft

Exterior

Year Built	Built 1971
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.229 acres)
Garage Type	Carport
Carport	Carport
Carport Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Storage Building	88 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	561825
Street Address	5201 LABOUNTY RD
City	FERNDALE
State	WA
Zip	98248-8918
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RO
Legal Description	BEAP OF INTERS OF W LI OF LABOUNTY RD-S LI OF NE NW-TH N ALG W LI OF LABOUNTY RD 70 FT TO SE COR OF TR CONV R E SNYDAR UNDER
Legal Range	02
Legal Township	39
Legal Section	33
Legal Tract	100
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1002
Census Tract	201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5201 LABOUNTY RD, FERNDALE, WA 98248-8918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHATCOM EDUCATIONAL CU
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jun 11, 2019	Quit Claim Deed, Mortgage · Conventional with PMI CALIBER HM LOANS
Aug 4, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019
Deed Sale	Jun 11, 2019
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	2019-0601104
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5201 LABOUNTY RD, FERNDALE, WA 98248-8918
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001103970
Date	Nov 29, 2021
Instrument	2021-1103970

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5201 LABOUNTY RD, FERNDALE, WA 98248-8918
Document Number	2200901717
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 LABOUNTY RD FERNDALE WA 982488918, FERNDALE, WA 98248-8918

Mortgage

Document Number	2200901717
Date	Sep 11, 2020
Instrument	901717

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 11, 2019
Property Address	5201 LABOUNTY RD, FERNDALE, WA 98248-8918
Document Number	2190601104
Instrument Date	Jun 6, 2019
Instrument	601104
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 LABOUNTY RD FERNDALE WA 982488918, FERNDALE, WA 98248-8918

Mortgage

Document Number	2190601105
Date	Jun 11, 2019
Instrument	601105

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 4, 2017
Property Address	5201 LABOUNTY RD, FERNDALE, WA 98248-8918
Document Number	2170800509
Instrument Date	Jul 31, 2017
Instrument	800509
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,256.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5201 LABOUNTY RD FERNDALE WA 982488918, FERNDALE, WA 98248-8918

Mortgage

Document Number	2170800510
Date	Aug 4, 2017
Instrument	800510

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	3701 REGENT BLVD # 180, IRVING, TX 75063-2312

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,567.00 (+10.06%)	$476,195 (+10.12%) Land $224,070 Building $252,125	$476,195 (+10.12%) Land $224,070 Building $252,125
2022		$432,449 Land $178,599 Building $253,850	$432,449 Land $178,599 Building $253,850
2021	$3,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Dec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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