5200 Celestial Ln, Waldorf, MD 20601 Property Records

Charles County property record for 5200 Celestial Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,717 sqft · built 2002
Lot Size	3.71 acres (161,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Oct 2008)
Tax Bill	$15,618 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification
Flood Zone	Zone A (high risk)
APN	`09-028293`

Property Details

APN / Parcel Number

Primary APN	`09-028293`
Alternative APNs	`9028293` `028293`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,717 sqft Living Area
Gross Area	4,158 sqft
1st Floor Area	1,333 sqft
Basement Area	1,066 sqft
Finished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	161,608 sqft
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	028293
Street Address	5200 CELESTIAL LN
City	WALDORF
State	MD
Zip	20601-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 17 = 3.7166 AC MALLARDS POND SUB
Legal Subdivision	MALLARDS POND SUB
Legal Block	2
Legal Lot Number	17
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	2
Census Block	2010
Census Tract	851401

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5200 CELESTIAL LN, WALDORF, MD 20601-4322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2008 · Amount on Record
Deed Sale	Oct 15, 2008 · Amount on Record
Prior Sale	Oct 15, 2008 · Amount on Record
Deed Document Number	200812108
Deed Book / Page	6710 / 393
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	5200 CELESTIAL LN, WALDORF, MD 20601-4322
Document Number	0109910418
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5200 CELESTIAL LN WALDORF MD 206014322, WALDORF, MD 20601-4322

Mortgage

Document Number	0109910418
Date	Feb 5, 2020
Book Page	010991/000418

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,100 (+8%) Land $183,500 Building $409,600	$593,100 (-) Land $183,500 Building $409,600
2025	$15,618.00 (+141.43%) Homeowner's exemption	$549,167 (+19.05%)	$593,100 (+28.57%) Land $183,500 Building $409,600
2023	$6,469.00 (+16.24%) Homeowner's exemption	$461,300 (+3.85%) Land $133,500 Building $327,800	$461,300 (-) Land $133,500 Building $327,800
2022	$5,565.00 Homeowner's exemption	$444,200	$461,300 Land $133,500 Building $327,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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