520 Wyndcrest Dr, Temple, TX 76502 Property Records

Bell County property record for 520 Wyndcrest Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,775 sqft · built 2018
Lot Size	0.157 acres (6,856 sqft)
Owner	2 Individual Names on File
Last Sale	$266,266 (Jun 2025)
Tax Bill	$5,037 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0139891148`

Property Details

APN / Parcel Number

Primary APN	`0139891148`
Alternative APNs	`475437` `845734`

Interior

Stories	1 Story
Building Area	1,775 sqft Living Area
1st Floor Area	1,775 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,856 sqft (0.157 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	214 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	520 WYNDCREST DR
City	TEMPLE
State	TX
Zip	76502-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDHAM HILL ADDITION PHASE VI, BLOCK 012, LOT 0024
Legal Subdivision	WYNDHAM HILL ADDITION PHASE VI
Legal Block	12
Legal Lot Number	24
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1070
Census Tract	21305

Owner

520 Wyndcrest Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Bell County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 WYNDCREST DR, TEMPLE, TX 76502-2066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA
Jun 21, 2018	Vendor's Lien, Transfer · ARM EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on File
Deed Sale	Jun 10, 2025 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Document Number	202528108
Prior Transfer Date	Jun 21, 2021
Prior Transfer Doc	0000040474
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 25, 2021
Property Address	520 WYNDCREST DR, TEMPLE, TX 76502-2066
Document Number	0000040474
Map Reference	DOC 2017-1
Instrument Date	Jun 21, 2021
Instrument	2021040474
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4125 EDGE DR, 4125, LADYS ISLAND, SC 29907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WYNDCREST DR, TEMPLE, TX 76502-2066

Mortgage

Document Number	0000040475
Date	Jun 25, 2021
Instrument	2021040475

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 21, 2018
Property Address	520 WYNDCREST DR, TEMPLE, TX 76502-2066
Document Number	0000025689
Map Reference	YEAR2017 PL1
Instrument Date	Jun 20, 2018
Instrument	2018-00025689
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WYNDCREST DR, TEMPLE, TX 76502-2066

Mortgage

Document Number	0000025690
Date	Jun 21, 2018
Instrument	2018-00025690

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.7%
Index	1-Year CMT
Max Rate	8.7%

Tax Assessment & Valuation

The 2025 property tax bill for 520 Wyndcrest Dr was $5,037.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,037.00	$300,848 Land $40,000 Building $260,848	$300,848 Land $40,000 Building $260,848
2023	$5,280.00 (-8.32%) Homeowner's exemption	$314,545 Land $40,000 Building $274,545	$314,545 Land $40,000 Building $274,545
2022	$5,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Wyndcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Wyndcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T, SOS Communications.

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