520 Winnipeg Ave, Duluth, MN 55806 Property Records

St. Louis County property record for 520 Winnipeg Ave, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,121 sqft · built 1916
Lot Size	0.093 acres (4,064 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Dec 2025)
Tax Bill	$1,410 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1520-00810`

Property Details

APN / Parcel Number

Primary APN	`010-1520-00810`
Alternative APNs	`1130107` `1142003` `1155781` `1192809`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,121 sqft Gross Area
1st Floor Area	692 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	4,064 sqft (0.093 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	30 sqft
Deck Area	354 sqft
Storage Building	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1192809
Street Address	520 WINNIPEG AVE
City	DULUTH
State	MN
Zip	55806-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:005 SERIAL #
Legal Subdivision	REARRANGEMENT OF FAIRBANKS DIV
Legal Block	5
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1010
Census Tract	2600

Owner

520 Winnipeg Ave is owned and occupied by two individuals who bought it in December 2025.

Source: St. Louis County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 WINNIPEG AVE, DULUTH, MN 55806-1449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK
Oct 3, 2023	Special Warranty Deed, Transfer
Jan 12, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Oct 3, 2023 · Amount on File
Deed Document Number	20251097537
Prior Transfer Date	May 24, 2022
Prior Transfer Doc	0001056922
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 22, 2025
Property Address	520 WINNIPEG AVE, DULUTH, MN 55806-1449
Document Number	0001097537
Instrument Date	Dec 17, 2025
Instrument	1097537
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2026
Title Company	THE TITLE TEAM

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 WINNIPEG AVE, DULUTH, MN 55806-1449

Mortgage

Document Number	0001097538
Date	Dec 22, 2025
Instrument	1097538

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0001097539
Date	Dec 22, 2025
Instrument	1097539

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 3, 2023
Property Address	520 WINNIPEG AVE, DULUTH, MN 55806-1449
Document Number	0001073024
Instrument Date	Sep 21, 2023
Instrument	1073024
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount on Record
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343-3444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 PAYNE AVE, SAINT PAUL, MN 55130-3739

January 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 12, 2022
Property Address	520 WINNIPEG AVE, DULUTH, MN 55806-1449
Document Number	0001052125
Instrument Date	Jan 12, 2022
Instrument	1052125
Transaction Type	Foreclosure
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9441 LYNDON B JOHNSON FWY # 35, 35, DALLAS, TX 75243-4545

Tax Assessment & Valuation

The 2026 property tax bill for 520 Winnipeg Ave was $1,410 with a homeowner's exemption, down 35% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,410.00 (-34.96%) Homeowner's exemption
2025	$2,168.00	$193,000 (+60.7%) Land $15,300 Building $177,700	$193,000 (+60.7%) Land $15,300 Building $177,700
2024		$120,100 Land $18,400 Building $101,700	$120,100 Land $18,400 Building $101,700
2023	$4,052.00 Homeowner's exemption
2022		$100,000 Land $16,200 Building $83,800	$100,000 Land $16,200 Building $83,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Winnipeg Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 520 Winnipeg Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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