520 Windswept Blvd, Freeport, FL 32439 Property Records

Walton County property record for 520 Windswept Blvd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,670 sqft · built 2004
Lot Size	0.491 acres (21,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Oct 2022)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`15-1S-18-14010-00A-0040`

Property Details

APN / Parcel Number

Primary APN	`15-1S-18-14010-00A-0040`
Alternative APNs	`15-118-14010-00A-0040` `1021950`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,670 sqft Living Area
Gross Area	3,791 sqft
1st Floor Area	1,786 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	21,368 sqft (0.491 acres)
Garage Type	Attached
Garage Area	488 sqft
Porch	Finished/Open Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 WINDSWEPT BLVD
City	FREEPORT
State	FL
Zip	32439-6224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK A TWIN LAKES ESTATES & GOLF COURSE PH 1 S/D N/K/A WINDSWEPT ESTATES PH 1 PB13-21 OR 2595-490 OR 2647-2102 OR 2665-1910 OR 2822-59 OR 3270-3845 OR 3270-4842
Legal Range	018
Legal Township	01S
Legal Section	15
Legal Subdivision	TWIN LAKES ESTATES
Legal Phase	1,4
Legal Block	A
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2071
Census Tract	950501

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 WINDSWEPT BLVD, FREEPORT, FL 32439-6224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO IN
Oct 25, 2022	Re-recorded Document NATIONS FIRST TITLE AGENCY, NATIONS DIRECT TTL AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Jul 22, 2009 · Amount on Record
Deed Document Number	202246816
Deed Book / Page	3270 / 3845
Prior Transfer Date	Oct 17, 2022
Prior Transfer Doc	0032704842
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Oct 21, 2022
Property Address	520 WINDSWEPT BLVD, FREEPORT, FL 32439-6224
Document Number	0032703845
Book / Page	3270 / 3845
Map Reference	MB 13 PG 21-21C
Instrument Date	Oct 17, 2022
Instrument	20220046816
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	NATIONS FIRST TITLE AGENCY, NATIONS DIRECT TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 WINDSWEPT BLVD, 520, FREEPORT, FL 32439-6224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WINDSWEPT BLVD, FREEPORT, FL 32439-6224

Mortgage

Document Number	0032703846
Date	Oct 21, 2022
Instrument	3270/3846

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO IN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WALTON FL
Recording Date	Oct 25, 2022
Property Address	520 WINDSWEPT BLVD, FREEPORT, FL 32439-6224
Document Number	0032704842
Book / Page	3270 / 4842
Map Reference	MB 13 PG 21-21C
Instrument Date	Oct 17, 2022
Instrument	20220047151
Record Updated	Nov 8, 2022
Title Company	NATIONS FIRST TITLE AGENCY, NATIONS DIRECT TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 WINDSWEPT BLVD, 520, FREEPORT, FL 32439-6224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WINDSWEPT BLVD, FREEPORT, FL 32439-6224

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00 (+1.9%)	$229,999 (-33.92%)	$464,557 (+33.47%) Land $81,000 Building $383,557
2024	$1,631.00 (+38.69%)
2023	$1,176.00 (+1.03%) Homeowner's exemption	$348,062 (+10.5%) Land $76,000 Building $272,062	$348,062 (+10.5%) Land $76,000 Building $272,062
2022	$1,164.00 Homeowner's exemption	$314,977 Land $73,538 Building $241,439	$314,977 Land $73,538 Building $241,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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