520 Williams St, Jacksonville, NC 28540 Property Records

Onslow County property record for 520 Williams St, Jacksonville, NC 28540

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,450 sqft · built 1954
Lot Size	0.228 acres (9,953 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Sep 2026)
Tax Bill	$1,123 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`417-108`

Property Details

APN / Parcel Number

Primary APN	`417-108`
Alternative APNs	`490007389` `286865000` `024380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,450 sqft Total Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,953 sqft (0.228 acres)
Lot Dimensions	126 ft deep x 79 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490007389
Street Address	520 WILLIAMS ST
City	JACKSONVILLE
State	NC
Zip	28540-4908
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF-LD
Legal Description	L15 BF NORTHWOODS
Legal Subdivision	ONSLOW BUILDING CO-NORTHWOODS
Legal Block	F
Legal Lot Number	15
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2006
Census Tract	1500

Owner

520 Williams St, a duplex, is owned and occupied by an individual who bought it in September 2026.

Source: Onslow County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	520 WILLIAMS ST, JACKSONVILLE, NC 28540-4908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Jun 2, 2025 · Amount on File
Deed Document Number	2026
Deed Book / Page	6677 / 349
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 24, 2026
Property Address	520 WILLIAMS ST, JACKSONVILLE, NC 28540-4908
Document Number	6677000349
Book / Page	6677 / 349
Instrument Date	Sep 17, 2026
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,894.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WILLIAMS ST, JACKSONVILLE, NC 28540-4908

Mortgage

Document Number	6677000352,
Date	Sep 24, 2026
Book Page	6677/352

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 520 Williams St was $1,123, up 2.4% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,123.00 (+2.37%)	$171,212 (+95.78%) Land $30,000 Building $141,212	$171,212 (+95.78%) Land $30,000 Building $141,212
2025	$1,097.00	$87,449 Land $20,000 Building $67,449	$87,449 Land $20,000 Building $67,449
2023	$1,097.00	$87,449 Land $20,000 Building $67,449	$87,449 Land $20,000 Building $67,449

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 Williams St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Williams St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20