Smith County property record for 520 Whiteoak Ln, Tyler, TX 75703
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,246 sqft · built 1995 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,850 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R077061 |
| Primary APN | R077061 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,246 sqft Heated Area |
| 1st Floor Area | 2,246 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,240 sqft (0.281 acres) |
| Lot Dimensions | 240 ft deep x 102 ft wide |
| Garage Area | 554 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | R077061 |
|---|---|
| Street Address | 520 WHITEOAK LN |
| City | TYLER |
| State | TX |
| Zip | 75703-5014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | PRESTONWOOD ADDN BLOCK 1524-A LOT 7 |
| Legal Subdivision | PRESTONWOOD ADDN |
| Legal Block | 1524-A |
| Legal Lot Number | 7 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | WHITEHOUSE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 2012 |
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 WHITEOAK LN, TYLER, TX 75703-5014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 520 WHITEOAK LN, TYLER, TX 75703-5014 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Title Company | NOT AVAILABLE, STA |
| Name | Verified Name |
|---|---|
| Address | 520 WHITEOAK LN, TYLER, TX 75703-5014 |
| Document Number | 0001009768 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 202401009768 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, TX 75652 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.4% |
| Max Rate At Change | 9.4% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 15.4% |
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Tyler City |
| Unified School District | Tyler Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,850.00 (+12.97%) Homeowner's exemption | $377,607 (+0.2%) Land $59,971 Building $317,636 | $377,607 (+0.2%) Land $59,971 Building $317,636 |
| 2025 | $4,293.00 (+0.37%) Homeowner's exemption | $376,847 (+2.14%) Land $59,409 Building $317,438 | $376,847 (+2.14%) Land $59,409 Building $317,438 |
| 2024 | $4,277.00 (+10.66%) | ||
| 2023 | $3,865.00 (-13.8%) Homeowner's exemption | $368,940 Land $52,852 Building $316,088 | $368,940 Land $52,852 Building $316,088 |
| 2022 | $4,484.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TYLER serves 107,000 people · EPA ID TX2120004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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