Seminole County property record for 520 Webster St, Lake Mary, FL 32746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,296 sqft · built 1960 |
| Lot Size | 0.644 acres (28,089 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $519,000 (Jan 2022) |
| Tax Bill | $4,382 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-20-30-510-0000-0010 |
| Primary APN | 21-20-30-510-0000-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 2,968 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,089 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 128 sqft |
| Patio Area | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 520 WEBSTER ST |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-3963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 JO GALLS SUBD PB 37 PG 57 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 21 |
| Legal Subdivision | JO GALLS SUBD |
| Legal Tract | 510 |
| Legal Lot Number | 1 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20803 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 520 WEBSTER ST, LAKE MARY, FL 32746-3963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Jun 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on Record |
| Deed Sale | Jan 5, 2022 · Amount on Record |
| Prior Sale | Apr 4, 2002 · Amount on Record |
| Deed Document Number | 2022001310 |
| Deed Book / Page | 10137 / 938 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 5, 2022 |
| Property Address | 520 WEBSTER ST, LAKE MARY, FL 32746-3963 |
| Document Number | 0101370938 |
| Book / Page | 10137 / 938 |
| Map Reference | MB 37 PG 57 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2022001310 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | PROFESSIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,633.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 MARBELLA LN APT 312, 401, SANFORD, FL 32771-0166 |
| Name | Verified Name |
|---|---|
| Address | 520 WEBSTER ST, LAKE MARY, FL 32746-3963 |
| Document Number | 0010137940 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 10137/940 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 520 WEBSTER ST, LAKE MARY, FL 32746-3963 |
| Document Number | 0096210712 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 WEBSTER ST LAKE MARY FL 327463963, LAKE MARY, FL 32746-3963 |
| Document Number | 0096210712 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 009621/000712 |
| Instrument | 59855 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2050 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Lake Mary City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,382.00 (+12.97%) Homeowner's exemption | $336,084 (+5.99%) | $457,344 (+5.86%) Land $130,000 Building $327,344 |
| 2023 | $3,879.00 (+2.67%) Homeowner's exemption | $317,099 (+3%) | $432,020 (+5.61%) Land $120,000 Building $312,020 |
| 2022 | $3,778.00 Homeowner's exemption | $307,863 | $409,073 Land $100,000 Building $309,073 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 2 (1994–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures