Guadalupe County property record for 520 Wayward Pass, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,680 sqft · built 1996 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,400 (Jan 2016) |
| Tax Bill | $4,875 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G0126200300600000 |
| Primary APN | 1G0126200300600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,680 sqft Living Area |
| Gross Area | 4,510 sqft |
| 1st Floor Area | 1,640 sqft |
| 2nd Floor Area | 2,040 sqft |
| Utility Area | 456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 96 sqft |
| Patio Area | 345 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 520 WAYWARD PASS |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 6 BLK: 3 ADDN: ASHLEY PLACE UNIT 2 |
| Legal Subdivision | ASHLEY PLACE #2 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 210709 |
520 Wayward Pass is owned and occupied by two individuals who bought it in January 2016.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 WAYWARD PASS, SCHERTZ, TX 78154-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Mar 3, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2016 · Amount on File |
| Deed Sale | Jan 6, 2016 · Amount on File |
| Prior Sale | Apr 3, 2012 · Amount on File |
| Deed Document Number | 2016368 |
| Prior Transfer Date | Jan 4, 2016 |
| Prior Transfer Doc | 0000000368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 520 WAYWARD PASS, SCHERTZ, TX 78154-2640 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Title Company | ORT |
| Name | Verified Name |
|---|
| Document Number | 0099019314 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 202199019314 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 520 WAYWARD PASS, SCHERTZ, TX 78154-2640 |
| Document Number | 0000005886 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ORT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 WAYWARD PASS SCHERTZ TX 781542640, SCHERTZ, TX 78154-2640 |
| Document Number | 0000005886 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 5886 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
The 2025 property tax bill for 520 Wayward Pass was $4,875 with exemptions applied, down 16.2% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,137 (+1%) Land $37,389 Building $353,065 | $390,454 (+12.99%) Land $37,389 Building $353,065 | |
| 2025 | $4,875.00 (-16.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $345,579 Land $36,335 Building $309,244 | $345,579 Land $36,335 Building $309,244 |
| 2024 | $5,817.00 (+12.32%) | ||
| 2023 | $5,179.00 (-12.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $337,000 Land $49,044 Building $287,956 | $337,000 Land $49,044 Building $287,956 |
| 2022 | $5,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Wayward Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 520 Wayward Pass has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, T-Mobile.
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