520 W Washington St, Gardner, KS 66030 Property Records

Johnson County property record for 520 W Washington St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,419 sqft · built 2007
Lot Size	0.192 acres (8,377 sqft)
Owner	Individual Name on Record
Last Sale	$203,700 (Oct 2014)
Tax Bill	$5,245 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CP94600000-0040`

Property Details

APN / Parcel Number

Primary APN	`CP94600000-0040`
Alternative APNs	`0461362303031001100` `R4917`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,419 sqft Living Area
Gross Area	2,873 sqft
1st Floor Area	1,219 sqft
Basement Area	1,219 sqft
Finished Basement	1,200 sqft
Unfinished Basement	19 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	8,377 sqft (0.192 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	202 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R4917
Street Address	520 W WASHINGTON ST
City	GARDNER
State	KS
Zip	66030-7816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WAVERLY POINTE FIRST PLAT LT 40 GAC 74 2 40
Legal Subdivision	WAVERLY POINTE FIRST
Legal Lot Number	40
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1005
Census Tract	53709

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 W WASHINGTON ST, GARDNER, KS 66030-7816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK
Oct 10, 2022	Deed of Trust, Mortgage · Line of Credit MID AMERICA BANK
Jul 31, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2014 · Amount on Record
Deed Sale	Oct 30, 2014 · Amount on Record
Prior Sale	Feb 28, 2014 · Amount on Record
Deed Book / Page	201410 / 8559
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	520 W WASHINGTON ST, GARDNER, KS 66030-7816
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W WASHINGTON ST, GARDNER, KS 66030-7816

Mortgage

Document Number	202304/1819
Date	Apr 12, 2023
Book Page	202304/1819

Lender

Name	MID AMERICA BANK
Type	Bank
Address	BALDWIN CITY, KS 66006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	520 W WASHINGTON ST, GARDNER, KS 66030-7816
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W WASHINGTON ST, GARDNER, KS 66030-7816

Mortgage

Document Number	202210/2105
Date	Oct 10, 2022
Book Page	202210/2105

Lender

Name	MID AMERICA BANK
Type	Bank
Address	BALDWIN CITY, KS 66006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	520 W WASHINGTON ST, GARDNER, KS 66030-7816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201807/009954
Date	Jul 31, 2018
Book Page	201807/009954

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,245.00 (+4.01%)	$42,998 (+4.76%) Land $7,660 Building $35,338	$373,900 (+4.76%) Land $66,610 Building $307,290
2024	$5,043.00 (+28.48%)	$41,043 (+31.31%) Land $7,660 Building $33,383	$356,900 (+31.31%) Land $66,610 Building $290,290
2023	$3,925.00 (+3.18%)	$31,257 (+4.38%) Land $7,660 Building $23,597	$271,800 (+4.38%) Land $66,610 Building $205,190
2022	$3,804.00	$29,946 Land $6,969 Building $22,977	$260,400 Land $60,600 Building $199,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Nearby Properties on W Washington St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures