520 W Smoke Tree Rd, Gilbert, AZ 85233 Property Records

Maricopa County property record for 520 W Smoke Tree Rd, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,818 sqft · built 1992
Lot Size	0.287 acres (12,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$584,000 (Dec 2022)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Dec 2022 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-32-939`

Property Details

APN / Parcel Number

Primary APN	`302-32-939`
Alternative APN	`302329392`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,818 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	12,484 sqft (0.287 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Porch	Covered Slab
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 W SMOKE TREE RD
City	GILBERT
State	AZ
Zip	85233-6869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CANTAMAR 3 LOT 176-247 TR A-E MCR 348-20
Legal Range	5E
Legal Township	1S
Legal Section	13
Legal Subdivision	CANTAMAR 3 LOT 176-247 TR A-E
Legal Lot Number	226
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422403

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2415 E CLOUD DR, CHANDLER, AZ 85249-3780
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Nov 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2022893227
Prior Transfer Date	Oct 27, 2012
Prior Transfer Doc	0001050131
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 15, 2022
Property Address	520 W SMOKE TREE RD, GILBERT, AZ 85233-6869
Document Number	0000893227
Map Reference	MB 348 PG 20
Instrument Date	Dec 9, 2022
Instrument	20220893227
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 W SMOKE TREE RD, GILBERT, AZ 85233-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2415 E CLOUD DR, CHANDLER, AZ 85249-3780

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 9, 2020
Property Address	520 W SMOKE TREE RD, GILBERT, AZ 85233-6869
Document Number	0001092599
Map Reference	MB 348 PG 20
Instrument Date	Nov 6, 2020
Instrument	20201092599
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	520 W SMOKE TREE RD, GILBERT, AZ 85233-6869

Mortgage

Document Number	0001092600
Date	Nov 9, 2020
Instrument	20201092600

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 29, 2018
Property Address	520 W SMOKE TREE RD, GILBERT, AZ 85233-6869
Document Number	0000499287
Map Reference	DOC92-406167
Instrument Date	Jun 26, 2018
Instrument	20180499287
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CLEAR TITLE AGENCY OF ARIZON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31640 N ROYAL OAK WAY, 31640, QUEEN CREEK, AZ 85143-6342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 W SMOKE TREE RD, GILBERT, AZ 85233-6869

Mortgage

Document Number	0000499288
Date	Jun 29, 2018
Instrument	20180499288

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,180 (+104.7%)	$491,800 (+5.58%) Land $98,300 Building $393,500
2025	$2,197.00 (+3.19%)	$24,025 (-51.83%)	$465,800 (-6.62%) Land $93,100 Building $372,700
2024		$49,880	$498,800 Land $99,700 Building $399,100
2023	$2,129.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, WeLink Communications.

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