520 W Panola St, Mount Enterprise, TX 75681 Property Records

Rusk County property record for 520 W Panola St, Mount Enterprise, TX 75681

Property Summary

Property Type	Single Family Home
Details	1,506 sqft · built 1978
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$73,100 (Mar 2021)
Tax Bill	$3,375 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05000-00680-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`05000-00680-00000-000000`
Alternative APN	`4684`

Interior

Stories	1 Story
Building Area	1,506 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	500 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	594 sqft
Carport	Carport
Carport Area	594 sqft
Porch	Porch
Porch Area	108 sqft

Location & Zoning

Account Number	05000-00680-00000-000000
Street Address	520 W PANOLA ST
City	MOUNT ENTERPRISE
State	TX
Zip	75681-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 90 LT 13 BLK 20 MTE
Legal Subdivision	TOWNSITE OF MT ENTERPRISE
Legal Block	20
Legal Lot Number	13
Jurisdiction	RUSK TX
Township / Civil Division	MOUNT ENTERPRISE
Census Block Group	2
Census Block	2020
Census Tract	951200

Owner

520 W Panola St is owned and occupied by two individuals who bought it in March 2021.

Source: Rusk County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16193 COUNTY ROAD 3167 S, MOUNT ENTERPRISE, TX 75681-7407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Deed Document Number	2021217586
Deed Book / Page	3759 / 285
Prior Transfer Date	Mar 2, 2021
Prior Transfer Doc	3759/285
Record Updated	Oct 29, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Mar 5, 2021
Property Address	520 W PANOLA ST, MOUNT ENTERPRISE, TX 75681-4022
Document Number	3759/285
Book / Page	3759 / 285
Map Reference	VOL 707 PG 413
Instrument Date	Mar 2, 2021
Instrument	217586
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W PANOLA ST, MOUNT ENTERPRISE, TX 75681-4022

Mortgage

Document Number	217587
Date	Mar 5, 2021
Instrument	217587

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 2, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 520 W Panola St was $3,375 with a homeowner's exemption, up 2.1% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rusk County
Unified School District	Mount Enterprise Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,375.00 (+2.06%) Homeowner's exemption	$163,300 (+2.06%) Land $18,000 Building $145,300	$163,300 (+2.06%) Land $18,000 Building $145,300
2025	$3,307.00	$160,000 Land $14,700 Building $145,300	$160,000 Land $14,700 Building $145,300
2023		$142,730 Land $12,080 Building $130,650	$142,730 Land $12,080 Building $130,650
2022	$2,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 W Panola St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 W Panola St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT ENTERPRISE WSC serves 2,205 people · EPA ID TX2010023
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20