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520 W Main St, Payson, AZ 85541 Property Records

Gila County property record for 520 W Main St, Payson, AZ 85541 · Last verified August 2026

Property Summary

Property TypeRetail Store
Details1,607 sqft · built 1950
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Jun 2022)
Tax Bill$1,559 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jun 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN304-06-234A

Property Details

APN / Parcel Number

Primary APN304-06-234A
Alternative APNs
  • P000439
  • R030928
  • 030928

Interior

Stories1 Story
Building Area1,607 sqft Gross Area
1st Floor Area1,607 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialStucco
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeWood Truss
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Account NumberP000439
Street Address520 W MAIN ST
CityPAYSON
StateAZ
Zip85541-5334
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Legal DescriptionSECTION: 09 TOWNSHIP: 10N RANGE: 10E COMM SE COR BLK 14, PAYSON TOWNSITE, PLAT 64; TH S89D31E, 133.98 TO POB; TH N0D02E, 79.80; TH S89D38E, 77.0; TH S0D02W, 79.96; TH N89D31W, 77.0 TO POBNE1/4 NW1/4 SEC 9 T10N R10E = 0.14 AC
Legal Range10E
Legal Township10N
Legal Section09
Legal SubdivisionPAYSON TOWNSITE
Legal Block14
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3035
Census Tract301

Owner

Source: Gila County records · APN 304-06-234A

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address319 E STATE HIGHWAY 260, PAYSON, AZ 85541-4930
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Deed of Trust, Mortgage
SHEILA J GIANNINI FAMILY TRUST
Jun 08, 2022Special Warranty Deed, Transfer
PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Mar 09, 2018Grant Deed, Transfer · Conventional Mortgage
MOONEY KENNETH & B TR (PT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 08, 2022 · Amount on Record
Deed SaleJun 08, 2022 · Amount on Record
Prior SaleMar 09, 2018 · Amount on Record
Deed Document Number20227623
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address520 W MAIN ST, PAYSON, AZ 85541-5334
Transaction TypeMortgage
Record UpdatedMay 10, 2023
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 W MAIN ST, PAYSON, AZ 85541-5334

Mortgage

Document Number0000003375
DateApr 19, 2023
Instrument2023-003375
Lender
NameSHEILA J GIANNINI FAMILY TRUST
TypeNon-Lending Institution
AddressSTEVENSVILLE, MT 59870
Agreement
AmountAmount Recorded

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGILA AZ
Recording DateJun 08, 2022
Property Address520 W MAIN ST, PAYSON, AZ 85541-5334
Document Number0000007623
Instrument DateJun 03, 2022
Instrument2022-007623
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address520 W MAIN ST, 520, PAYSON, AZ 85541-5334

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 E STATE HIGHWAY 260, PAYSON, AZ 85541-4930

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGILA AZ
Recording DateMar 09, 2018
Property Address520 W MAIN ST, PAYSON, AZ 85541-5334
Document Number0000002477
Instrument DateMar 07, 2018
Instrument2477
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyPIONEER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address520 W MAIN ST PAYSON AZ 855415334, PAYSON, AZ 85541-5334

Mortgage

Document Number2478
DateMar 09, 2018
Instrument2478
Lender
NameMOONEY KENNETH & B TR (PT)
Address604 N OAK RIDGE RD, PAYSON, AZ 85541-6651
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$35,559 (+120.79%) Land $8,705 Building $26,854$197,551 (+120.8%) Land $48,362 Building $149,189
2025$1,559.00 (+0.91%)
2024$16,105 Land $5,344 Building $10,761$89,472 Land $29,691 Building $59,781
2023$1,545.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 53% of Arizona
Wildfire LikelihoodAbout 1 in 637 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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