520 W MAIN ST LAURENS SC 293602720, LAURENS, SC 29360-2720
Mortgage
Document Number
26340104
Date
Oct 28, 2020
Book Page
002634/000104
Instrument
8516
Lender
Name
ON Q FIN'L
Type
Funding / Finance Company
Address
TEMPE, AZ 85281
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 27, 2050
March 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
LAURENS SC
Recording Date
Mar 27, 2017
Property Address
520 W MAIN ST, LAURENS, SC 29360-2720
Document Number
0013150233
Book / Page
001315 / 000233
Instrument Date
Mar 24, 2017
Instrument
2821
Transaction Type
Transfer
Record Updated
Mar 31, 2017
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$407.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
520 W MAIN ST LAURENS SC 293602720, LAURENS, SC 29360-2720
Mortgage
Document Number
23420233
Date
Mar 27, 2017
Book Page
002342/000233
Instrument
2822
Lender
Name
PRIME LNDG
Address
DALLAS, TX 75252
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 26, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 520 W Main St was $7,844, up 1.4% from the year before.
Source: Laurens County assessment roll, as of February 3, 2026
Property Jurisdictions
Type
Name
State
South Carolina
County
Laurens County
Municipality
Laurens City
Unified School District
Laurens School District 55 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$7,844.00 (+1.42%)
$18,550 (-)Land $2,470Building $16,080
2024
$7,734.00 (+9.08%)
$18,550 (-)Land $2,470Building $16,080
2023
$7,090.00 (-1.75%)
$18,550 (-)Land $6,182Building $12,368
$309,200 (-)Building $309,200
2022
$7,216.00
$18,550Land $2,470Building $16,080
$309,200 (-)Land $41,200Building $268,000
2021
$309,200Land $41,200Building $268,000
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 520 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 520 W Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood
0.02% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source
Surface water
Last State Inspection
Dec 2025
Lead
Under 1 ppb (2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 50
AT&T Fixed Wireless
100 / 20
May also be available: Piedmont Rural Telephone Cooperative.