520 W Jefferson Ave, Wheaton, IL 60187 Property Records

DuPage County property record for 520 W Jefferson Ave, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,718 sqft · built 1952
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,000 (Nov 2021)
Tax Bill	$10,263 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-213-002`

Property Details

APN / Parcel Number

Primary APN	`05-17-213-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,718 sqft Living Area
Gross Area	3,017 sqft
1st Floor Area	1,359 sqft
Basement Area	1,359 sqft
Finished Basement	1,359 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	12.5 ft deep x 9.3 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 W JEFFERSON AVE
City	WHEATON
State	IL
Zip	60187-4054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	NOAH E GARYS 1ST ADD TO WHTN E 1/2 E 1/2 N 20 FT E 1/2
Legal Subdivision	NOAH E GARYS 1ST ADD TO WHTN
Legal Block	8
Legal Lot Number	8
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1009
Census Tract	842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 W JEFFERSON AVE, WHEATON, IL 60187-4054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DUPAGE CU
Jul 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU
Nov 15, 2021	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
Jan 8, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Nov 12, 1997 · Amount on Record
Deed Document Number	2021165896
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	520 W JEFFERSON AVE, WHEATON, IL 60187-4054
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082474
Date	Dec 22, 2025
Instrument	R2025-082474

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	520 W JEFFERSON AVE, WHEATON, IL 60187-4054
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044025
Date	Jul 13, 2023
Instrument	R2023-044025

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	11.2%
Index	1-Year T-Bill
Margin	3
Max Rate	15.2%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	520 W JEFFERSON AVE, WHEATON, IL 60187-4054
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081290
Date	Aug 30, 2022
Instrument	R2022-081290

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.75%
Index	1-Year CMT
Margin	3
Max Rate	11.7%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 15, 2021
Property Address	520 W JEFFERSON AVE, WHEATON, IL 60187-4054
Document Number	0000165896
Map Reference	DOC 48090
Instrument Date	Oct 14, 2021
Instrument	R2021-165896
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 W JEFFERSON AVE, 520, WHEATON, IL 60187-4054

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 W JEFFERSON AVE, WHEATON, IL 60187-4054

Mortgage

Document Number	0000165897
Date	Nov 15, 2021
Instrument	R2021-165897

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 8, 2018
Property Address	520 W JEFFERSON AVE, WHEATON, IL 60187-4054
Document Number	0000002176
Map Reference	DOC48090
Instrument Date	Jan 5, 2018
Instrument	R2018-002176
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MIDWEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W JEFFERSON AVE, WHEATON, IL 60187-4054

Mortgage

Document Number	0000002177
Date	Jan 8, 2018
Instrument	R2018-002177

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,263.00 (+8.72%)	$177,441 (+24.68%) Land $56,170 Building $121,271	$532,323 (+24.68%) Land $168,510 Building $363,813
2022	$9,440.00 Homeowner's exemption	$142,320 Land $45,050 Building $97,270	$426,960 Land $135,150 Building $291,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1978–2020)
Claims Outside the SFHA	37 of 67
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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