520 W Grove St, Bloomington, IL 61701 Property Records

McLean County property record for 520 W Grove St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,072 sqft · built 1905
Lot Size	0.145 acres (6,310 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2026)
Tax Bill	$2,110 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-318-005`

Property Details

APN / Parcel Number

Primary APN	`21-04-318-005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
1st Floor Area	1,036 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	6,310 sqft (0.145 acres)
Lot Dimensions	115 ft deep x 55 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	120 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	520 W GROVE ST
City	BLOOMINGTON
State	IL
Zip	61701-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	ASSR SUBN BLK 15 PAITERS 2ND ADD LOT 4
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ASSR SUB
Legal Block	15
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3020
Census Tract	1600

Owner

520 W Grove St is owned and occupied by two individuals who bought it in July 2026.

Source: McLean County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 W GROVE ST, BLOOMINGTON, IL 61701-5032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS STATE CREDIT UNION
Jul 8, 2026	Warranty Deed, Transfer ALLIANCE LAND TITLE
Apr 21, 2020	Warranty Deed, Transfer FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Jul 8, 2026 · Amount on File
Deed Document Number	20269361
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 8, 2026
Property Address	520 W GROVE ST, BLOOMINGTON, IL 61701-5032
Document Number	0000009361
Instrument Date	Jun 12, 2026
Instrument	20269361
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 W GROVE ST, BLOOMINGTON, IL 61701-5032

Mortgage

Document Number	0000009362,
Date	Jul 8, 2026
Instrument	20269362

Lender

Name	ILLINOIS STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 8, 2026
Property Address	520 W GROVE ST, BLOOMINGTON, IL 61701-5032
Document Number	0000009360
Instrument Date	Jun 12, 2026
Instrument	20269360
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Tax	$18,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W GROVE ST, BLOOMINGTON, IL 61701-5032

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 21, 2020
Property Address	520 W GROVE ST, BLOOMINGTON, IL 61701-5032
Document Number	202000006815
Instrument Date	Apr 2, 2020
Instrument	2020-00006815
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W GROVE ST, BLOOMINGTON, IL 61701-5032

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,481 Land $7,292 Building $28,189	$106,443 Land $21,876 Building $84,567
2024	$2,110.00 (+8.65%)
2023	$1,942.00	$29,244 Land $6,010 Building $23,234	$87,732 Land $18,030 Building $69,702

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 W Grove St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 520 W Grove St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

Nearby Properties on W Grove St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures