520 W Evergreen St, Wheaton, IL 60187 Property Records

DuPage County property record for 520 W Evergreen St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,895 sqft · built 1985
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on Record
Last Sale	$337,500 (Aug 2020)
Tax Bill	$7,865 (2025)
Deeds & Mortgages	Jun 2022 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-420-040`

Property Details

APN / Parcel Number

Primary APN	`05-17-420-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,895 sqft Living Area
Gross Area	3,424 sqft
Basement Area	969 sqft
Finished Basement	969 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 W EVERGREEN ST
City	WHEATON
State	IL
Zip	60187-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EVERGREEN PLACE UNIT 2 ALL
Legal Subdivision	EVERGREEN PLACE UNIT 2
Legal Lot Number	12
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1029
Census Tract	842605

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	520 W EVERGREEN ST, WHEATON, IL 60187-5014
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Intrafamily Transfer, Transfer ATTORNEY
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 25, 2020	Warranty Deed, Transfer · Construction Mortgage STUART & JOANN NISHIMOTO
Jul 6, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	202094410
Last Transfer Date	May 16, 2022
Transfer Doc	0000059066
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Jun 21, 2022
Property Address	520 W EVERGREEN ST, WHEATON, IL 60187-5014
Document Number	0000059066
Instrument Date	May 16, 2022
Instrument	R2022-059066
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W EVERGREEN ST, WHEATON, IL 60187-5014
Investor	Possibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	520 W EVERGREEN ST, WHEATON, IL 60187-5014
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144856
Date	Nov 30, 2020
Instrument	R2020-144856

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 25, 2020
Property Address	520 W EVERGREEN ST, WHEATON, IL 60187-5014
Document Number	0000094410
Instrument Date	Jul 31, 2020
Instrument	94410
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 E RED OAK AVE BENSENVILLE IL 601063120, BENSENVILLE, IL 60106-3120

Mortgage

Document Number	94411
Date	Aug 25, 2020
Instrument	94411

Lender

Name	STUART & JOANN NISHIMOTO
Address	2218 SUMMERSET LN, ALEXANDRIA, VA 22308-2341
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 24, 2021

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 6, 2017
Property Address	520 W EVERGREEN ST, WHEATON, IL 60187-5014
Document Number	0000067809
Instrument Date	Jun 13, 2017
Instrument	67809
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$487.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 LOTHAIR DR LIBERTYVILLE IL 600482529, LIBERTYVILLE, IL 60048-2529

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,865.00 (+2.77%)	$145,863 (+25.19%) Land $28,197 Building $117,666	$437,589 (+25.19%) Land $84,591 Building $352,998
2022	$7,653.00 Homeowner's exemption	$116,510 Land $22,610 Building $93,900	$349,530 Land $67,830 Building $281,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	31 (1978–2019)
Claims Outside the SFHA	6 of 31
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 6 claims Severe Storms & Flooding, Aug 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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