Allen County property record for 520 W Elm St, Lima, OH 45801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,938 sqft · built 1921 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,500 (Jun 2007) |
| Tax Bill | $487 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-3608-13-020.000 |
| Primary APN | 36-3608-13-020.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 1,106 sqft |
| Upper Floors Area | 832 sqft |
| Basement Area | 520 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 156 ft deep x 38 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 195 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 520 W ELM ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-4730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLETTS & THOMASS ADDITION OL 222 E END W PT FF 38.00 |
| Legal Subdivision | THOMASS ADDITION |
| Legal Lot Number | 222 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 14100 |
520 W Elm St is owned and occupied by an individual who bought it in June 2007.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 W ELM ST, LIMA, OH 45801-4730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2007 · Amount on File |
| Deed Sale | Jun 14, 2007 · Amount on File |
| Prior Sale | Apr 1, 1996 · Amount on File |
| Deed Document Number | 20078977 |
| Deed Book / Page | 2007 / 8977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 520 W ELM ST, LIMA, OH 45801-4730 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5170006654 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 2021/6654 |
| Instrument | 202105170006654 |
| Name | TOPMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 16, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 520 W Elm St was $487, up 0.2% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $487.00 (+0.21%) | $12,290 (-) Land $2,210 Building $10,080 | $35,100 (-) Land $6,300 Building $28,800 |
| 2024 | $486.00 (-6.9%) Homeowner's exemption | $12,290 (+5.13%) Land $2,210 Building $10,080 | $35,100 Land $6,300 Building $28,800 |
| 2023 | $522.00 (-0.38%) Homeowner's exemption | $11,690 (-) Land $2,100 Building $9,590 | |
| 2022 | $524.00 Homeowner's exemption | $11,690 Land $2,100 Building $9,590 | |
| 2021 | $33,400 Land $6,000 Building $27,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 W Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 520 W Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: MetaLINK Technologies, TSC, Verizon.
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