520 W Beach Ct, Dover, ID 83825 Property Records

Bonner County property record for 520 W Beach Ct, Dover, ID 83825

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,809 sqft · built 2022
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$733,400 (Jun 2021)
Tax Bill	$6,865 (2026)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`RPD37672A20010A`

Property Details

APN / Parcel Number

Primary APN	`RPD37672A20010A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,809 sqft Finished Area
1st Floor Area	1,809 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 W BEACH CT
City	DOVER
State	ID
Zip	83825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31-57N-2W DOVER BAY PUD REPLAT WEST BEACH COURT-EAST BLK 2A2 LOT 1
Legal Range	02W
Legal Township	57N
Legal Section	31
Legal Subdivision	DOVER BAY PUD
Legal Block	2A2
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1043
Census Tract	950402

Owner

520 W Beach Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Bonner County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 186, DOVER, ID 83825-0186
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Re-recorded Document · Conventional Mortgage MOUNTAIN WEST BANK
May 10, 2018	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	2021985327
Prior Transfer Date	Jun 2, 2021
Prior Transfer Doc	0000984500
Record Updated	Oct 29, 2026

June 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BONNER ID
Recording Date	Jun 16, 2021
Property Address	520 W BEACH CT, DOVER, ID 83825
Document Number	0000985327
Map Reference	MB 12 PG 47
Instrument Date	Jun 2, 2021
Instrument	985327
Record Updated	Oct 12, 2023
Title Company	TITLEONE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15023 SE 256TH ST, COVINGTON, WA 98042-4114
Investor	Possibly a Property Investor

Mortgage

Document Number	0000985328
Date	Jun 16, 2021
Instrument	985328

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	1-Year CMT
Margin	3
Max Rate	8.62%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 10, 2018
Property Address	520 W BEACH CT, DOVER, ID 83825
Document Number	0000921423
Map Reference	MB12 PG47
Instrument Date	May 10, 2018
Instrument	921423
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15023 SE 256TH ST, COVINGTON, WA 98042-4114
Investor	Possibly a Property Investor

Mortgage

Document Number	0000921424
Date	May 10, 2018
Instrument	921424

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

Tax Assessment & Valuation

The 2026 property tax bill for 520 W Beach Ct was $6,865 with a homeowner's exemption, up 10.8% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Dover City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,865.00 (+10.76%) Homeowner's exemption	$1,664,842 (+4.16%) Land $972,700 Building $692,142	$1,664,842 (+4.16%) Land $972,700 Building $692,142
2025	$6,198.00 Homeowner's exemption	$1,598,290 Land $972,700 Building $625,590	$1,598,290 Land $972,700 Building $625,590
2023	$1,737.00 Homeowner's exemption	$1,019,078 Land $390,778 Building $628,300	$1,019,078 Land $390,778 Building $628,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 W Beach Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 W Beach Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOVER serves 865 people · EPA ID ID1090193
Water Source	Surface water
Last State Inspection	May 2023
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50

May also be available: Ziply Fiber.

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