520 W Bailey St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 520 W Bailey St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 874 sqft · built 1890
Lot Size	0.194 acres (8,446 sqft)
Owner	2 Trust Names on Record
Last Sale	$195,000 (Mar 2023)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-08-476-010-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-08-476-010-000`
Alternative APN	`27421`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	874 sqft Finished Area
1st Floor Area	624 sqft
Upper Floors Area	250 sqft
Basement Area	624 sqft
Finished Basement	430 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,446 sqft (0.194 acres)
Lot Dimensions	109 ft deep x 77.5 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27421
Street Address	520 W BAILEY ST
City	SIOUX FALLS
State	SD
Zip	57104-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12 W 9 LOT 2 & S12 LOT 3 & LOT 4 BLOCK 5 BROOKINGS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BROOKINGS ADDN
Legal Block	5
Legal Lot Number	2-4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1005
Census Tract	201

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	520 W BAILEY ST, SIOUX FALLS, SD 57104-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage FIRST PREMIER BANK
Mar 6, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST PREMIER BANK
Jan 30, 2024	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSOCIATION
Nov 4, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jul 1, 2022	Warranty Deed, Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO
Oct 29, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Book / Page	618-D / 751
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	520 W BAILEY ST, SIOUX FALLS, SD 57104-1404
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1966MTG/790
Date	Mar 6, 2023
Book Page	1966 MTG/790

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	520 W BAILEY ST, SIOUX FALLS, SD 57104-1404
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1966MTG/788
Date	Mar 6, 2023
Book Page	1966 MTG/788

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	520 W BAILEY ST, SIOUX FALLS, SD 57104-1404
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W BAILEY ST, SIOUX FALLS, SD 57104-1404

Mortgage

Document Number	001980/149
Date	Jan 30, 2024
Book Page	1980/149

Lender

Name	IDAHO HOUSING & FINANCE ASSOCIATION
Type	Private Party
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 4, 2022
Property Address	520 W BAILEY ST, SIOUX FALLS, SD 57104-1404
Document Number	617DEED/197
Book / Page	617 DEED / 197
Instrument Date	Nov 1, 2022
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 AND 611 W RICE ST, SIOUX FALLS, SD 57104-1414

Mortgage

Document Number	1962MTG245
Date	Nov 4, 2022
Instrument	1962 MTG/245

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 1, 2022
Property Address	520 W BAILEY ST, SIOUX FALLS, SD 57104-1404
Document Number	614DEED/636
Book / Page	614 DEED / 636
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W BAILEY ST, SIOUX FALLS, SD 57104-1404

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 29, 2013
Property Address	520 W BAILEY ST, SIOUX FALLS, SD 57104-1404
Document Number	000552/713
Book / Page	552 / 713
Instrument Date	Oct 25, 2013
Instrument	331670
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$79.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W BAILEY ST, SIOUX FALLS, SD 57104-1404

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,063 (+4.56%) Land $33,428 Building $176,635	$210,063 Land $33,428 Building $176,635
2025	$2,800.00	$200,900 (+10.2%) Land $33,800 Building $167,100
2024	$2,800.00 (+20.02%)	$182,300 (+22.02%) Land $33,800 Building $148,500
2022	$2,333.00	$149,400 Land $26,900 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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