520 W 16th St, Tempe, AZ 85281 Property Records

Maricopa County property record for 520 W 16th St, Tempe, AZ 85281

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,628 sqft · built 1954
Lot Size	0.158 acres (6,861 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Feb 2025)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`124-65-099`

Property Details

APN / Parcel Number

Primary APN	`124-65-099`
Alternative APN	`124650993`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	2,042 sqft
1st Floor Area	1,628 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Other
Lot Area	6,861 sqft (0.158 acres)
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 W 16TH ST
City	TEMPE
State	AZ
Zip	85281-6506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	CAMPUS HOMES MCR 55/32
Legal Range	4E
Legal Township	1N
Legal Section	21
Legal Subdivision	CAMPUS HOMES
Legal Lot Number	102
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4019
Census Tract	318900

Owner

520 W 16th St is owned by two individuals who bought it in February 2025.

Source: Maricopa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12908 SUNRISE TRAIL PL NE, ALBUQUERQUE, NM 87111-8193
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit BOKF NA
May 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BOKF NA
Sep 28, 2017	Warranty Deed, Transfer · Conventional Mortgage MARKETLINE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2025 · Amount on File
Deed Sale	Feb 14, 2025 · Amount on File
Prior Sale	Feb 5, 2016 · Amount on File
Deed Document Number	202581958
Prior Transfer Date	May 7, 2020
Prior Transfer Doc	0000403775
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	520 W 16TH ST, TEMPE, AZ 85281-6506
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000788627
Date	Oct 4, 2019
Instrument	20190788627

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	520 W 16TH ST, TEMPE, AZ 85281-6506
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W 16TH ST, TEMPE, AZ 85281-6506

Mortgage

Document Number	0000895208
Date	Sep 23, 2020
Instrument	20200895208

Lender

Name	BOKF NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 12, 2020
Property Address	520 W 16TH ST, TEMPE, AZ 85281-6506
Document Number	0000403775
Map Reference	MB 55 PG 32
Instrument Date	May 7, 2020
Instrument	20200403775
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	520 W 16TH ST, TEMPE, AZ 85281-6506

Mortgage

Document Number	0000403776
Date	May 12, 2020
Instrument	20200403776

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2017
Property Address	520 W 16TH ST, TEMPE, AZ 85281-6506
Document Number	0000718258
Map Reference	MB 55 PG 32
Instrument Date	Sep 5, 2017
Instrument	2017-0718258
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CLEAR TITLE AGENCY OF ARIZON

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W 16TH ST, TEMPE, AZ 85281-6506

Mortgage

Document Number	0000718259
Date	Sep 28, 2017
Instrument	2017-0718259

Lender

Name	MARKETLINE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 520 W 16th St was $2,385.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Tempe City
Elementary School District	Tempe School District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,310 (+112.56%)	$423,100 (+6.79%) Land $84,600 Building $338,500
2025	$2,385.00	$19,905 (-54.95%)	$396,200 (-10.32%) Land $79,200 Building $317,000
2024		$44,180	$441,800 Land $88,300 Building $353,500
2023	$1,904.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 W 16th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 W 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPE serves 165,000 people · EPA ID AZ0407100
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

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