520 Vine St, Piqua, OH 45356 Property Records

Miami County property record for 520 Vine St, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,052 sqft · built 1934
Lot Size	0.087 acres (3,790 sqft)
Owner	Individual Name on Record
Last Sale	$111,000 (Dec 2023)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N44-095360`

Property Details

APN / Parcel Number

Primary APN	`N44-095360`
Alternative APNs	`060607.3-36-028-00` `N44NW082 00300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	2,104 sqft
Basement Area	1,052 sqft
Unfinished Basement	1,052 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,790 sqft (0.087 acres)
Lot Dimensions	101 ft deep x 40 ft wide
Porch	Porch
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	520 VINE ST
City	PIQUA
State	OH
Zip	45356-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL-176 39.95' W 2ND PT
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	1
Census Block	1025
Census Tract	315100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	520 VINE ST, PIQUA, OH 45356-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer · FHA Mortgage WESTERN OHIO MORTGAGE CORP
Apr 29, 2020	Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC
Mar 8, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	202313269
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 1, 2023
Property Address	520 VINE ST, PIQUA, OH 45356-1422
Document Number	0000013269
Instrument Date	Nov 21, 2023
Instrument	2023OR-13269
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 VINE ST, PIQUA, OH 45356-1422

Mortgage

Document Number	0000013270
Date	Dec 1, 2023
Instrument	2023OR-13270

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 29, 2020
Property Address	520 VINE ST, PIQUA, OH 45356-1422
Document Number	0000005372
Instrument Date	Apr 23, 2020
Instrument	2020OR-05372
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 VINE ST, PIQUA, OH 45356-1422

Mortgage

Document Number	0000005373
Date	Apr 29, 2020
Instrument	2020OR-05373

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	0000005374
Date	Apr 29, 2020
Instrument	2020OR-05374

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	PIQUA, OH 45356

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIAMI OH
Property Address	520 VINE ST, PIQUA, OH 45356-1422
Document Number	0000003922
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 VINE ST PIQUA OH 453561422, PIQUA, OH 45356-1422

Mortgage

Document Number	0000003922
Date	Apr 4, 2018
Instrument	3922

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Apr 3, 2058

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,254.00 (+11.27%) Homeowner's exemption	$38,680 (+40.96%) Land $6,760 Building $31,920	$110,500 (+40.94%) Land $19,300 Building $91,200
2024	$1,127.00 (+1.81%) Homeowner's exemption	$27,440 (-) Land $7,280 Building $20,160
2023	$1,107.00 (-3.49%) Homeowner's exemption	$27,440 (-) Land $7,280 Building $20,160	$78,400 (-) Land $20,800 Building $57,600
2022	$1,147.00 Homeowner's exemption	$27,440 Land $7,280 Building $20,160	$78,400 Land $20,800 Building $57,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2010)
Most Recent Claim	Feb 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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