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520 Valley Forge Ave, South Elgin, IL 60177 Property Records

Kane County property record for 520 Valley Forge Ave, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,442 sqft · built 1995
Lot Size0.172 acres (7,512 sqft)
Owner2 Individual Names on Record
Last Sale$244,000 (Nov 2018)
Tax Bill$7,253 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-03-202-035

Property Details

APN / Parcel Number

Primary APN09-03-202-035

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,442 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,512 sqft (0.172 acres)
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address520 VALLEY FORGE AVE
CitySOUTH ELGIN
StateIL
Zip60177-2843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 397 IN SUGAR RIDGE SUB UNIT 6
Legal SubdivisionSUGAR RIDGE SUB
Legal Block2
Legal Lot Number397
Legal Unit6
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2004
Census Tract852104

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address520 VALLEY FORGE AVE, SOUTH ELGIN, IL 60177-2843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Nov 19, 2018Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2018 · Amount on Record
Deed SaleNov 19, 2018 · Amount on Record
Prior SaleJan 10, 2008 · Amount on Record
Deed Document Number201856016
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address520 VALLEY FORGE AVE, SOUTH ELGIN, IL 60177-2843
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028838
DateApr 13, 2021
Instrument2021K028838
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate
Rate2.62%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address520 VALLEY FORGE AVE, SOUTH ELGIN, IL 60177-2843
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyPRECISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010837
DateFeb 9, 2021
Instrument2021K010837
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 19, 2018
Property Address520 VALLEY FORGE AVE, SOUTH ELGIN, IL 60177-2843
Document Number0000056016
Map ReferenceDOC94K75937
Instrument DateNov 13, 2018
Instrument2018K056016
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyCHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$244.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2806 W WILSON ST, 2806, BATAVIA, IL 60510-7694

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4019 KLATT ST, PLANO, IL 60545-2240

Mortgage

Document Number0000056017
DateNov 19, 2018
Instrument2018K056017
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySouth Elgin Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,253.00 (+18.88%) Homeowner's exemption$110,977 (+8.53%) Land $30,312 Building $80,665$333,064 (+8.53%) Land $90,972 Building $242,092
2024$102,255 (+25.83%) Land $27,930 Building $74,325$306,888 (+25.88%) Land $83,824 Building $223,064
2022$6,101.00 (+4.27%) Homeowner's exemption$81,267 (+4.91%) Land $26,746 Building $54,521$243,801 (+4.91%) Land $80,238 Building $163,563
2021$5,851.00 Homeowner's exemption$77,463 Land $25,494 Building $51,969$232,389 Land $76,482 Building $155,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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