520 Valley Dr, Durham, NC 27704 Property Records

Durham County property record for 520 Valley Dr, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1985
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,000 (Nov 2016)
Tax Bill	$3,000 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0824-60-1180`

Property Details

APN / Parcel Number

Primary APN	`0824-60-1180`
Alternative APNs	`0824-60-11-8016` `082419601182` `172876`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,264 sqft Heated Area
Gross Area	1,332 sqft
1st Floor Area	1,173 sqft
Attic Area	68 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Contemporary
Lot Area	11,761 sqft (0.269 acres)
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	082419601182
Street Address	520 VALLEY DR
City	DURHAM
State	NC
Zip	27704-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	HORTON HILLS/SEC:01/LT#03 1 PL:000107-000022
Legal Subdivision	HORTON HILLS
Legal Block	60
Legal Lot Number	31
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2006
Census Tract	1710

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 VALLEY DR, DURHAM, NC 27704-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Prior Sale	Jan 16, 2001
Deed Document Number	0008058166
Deed Book / Page	8058 / 166
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	520 VALLEY DR, DURHAM, NC 27704-1429
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 VALLEY DR, DURHAM, NC 27704-1429

Mortgage

Document Number	0104570599
Date	Jan 5, 2026
Book Page	10457/599
Instrument	2026159654

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	520 VALLEY DR, DURHAM, NC 27704-1429
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097730032
Date	Aug 31, 2022
Book Page	9773/32
Instrument	2022035125

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	520 VALLEY DR, DURHAM, NC 27704-1429
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094740545
Date	Sep 27, 2021
Book Page	9474/545
Instrument	2021048972

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	520 VALLEY DR, DURHAM, NC 27704-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091280292
Date	Nov 9, 2020
Book Page	9128/292
Instrument	2020048851

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,000.00 (+46.84%)	$302,727 (+94.08%) Land $114,300 Building $188,427	$302,727 (+94.08%) Land $114,300 Building $188,427
2023	$2,043.00 (+2.35%)	$155,977 Land $38,040 Building $117,937	$155,977 Land $38,040 Building $117,937
2022	$1,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Google Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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