520 Upper Cherrytown Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 520 Upper Cherrytown Rd, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,621 sqft · built 1920
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$324,450 (Jan 2026)
Tax Bill	$5,182 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`514400 59.15-1-16`

Property Details

APN / Parcel Number

Primary APN	`514400 59.15-1-16`
Alternative APN	`126369.000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,621 sqft Living Area
1st Floor Area	1,023 sqft
2nd Floor Area	598 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	44,431 sqft (1.02 acres)
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	126369.000
Street Address	520 UPPER CHERRYTOWN RD
City	KERHONKSON
State	NY
Zip	12446-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	GROTEN TRANSPORT
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2021
Census Tract	955001

Owner

Source: Ulster County and Rochester Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	330 E 85TH ST, 4D, NEW YORK, NY 10028-5477
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed, Transfer · Conventional Mortgage SIDNEY FCU
Dec 6, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Deed Book / Page	7584 / 101
Prior Transfer Date	Aug 22, 2023
Prior Transfer Doc	0000013943
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jan 27, 2026
Property Address	520 UPPER CHERRYTOWN RD, KERHONKSON, NY 12446-1330
Document Number	0000001006
Book / Page	7584 / 101
Instrument Date	Jan 23, 2026
Instrument	2026-1006
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 E 85TH ST APT 4D, 4D, NEW YORK, NY 10028-5477

Mortgage

Document Number	0000001007
Date	Jan 27, 2026
Instrument	2026-1007

Lender

Name	SIDNEY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Feb 1, 2041
Index	5-Year CMT

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ULSTER NY
Recording Date	Dec 6, 2023
Property Address	520 UPPER CHERRYTOWN RD, KERHONKSON, NY 12446-1330
Document Number	0000013943
Book / Page	7299 / 183
Instrument Date	Aug 22, 2023
Instrument	2023-13943
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E 79TH ST APT 11J, 11J, NEW YORK, NY 10075-1440

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,182.00 (+2.21%)	$198,000 (-) Land $40,000 Building $158,000	$373,585 (+9.43%) Land $75,472 Building $298,113
2024	$5,070.00	$198,000 (-) Land $40,000 Building $158,000	$341,379 (+8.62%) Land $68,965 Building $272,414
2023		$198,000 (-) Land $40,000 Building $158,000	$314,286 (+14.29%) Land $63,492 Building $250,794
2022		$198,000 Land $40,000 Building $158,000	$275,000 Land $55,556 Building $219,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 97.9% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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