Ionia County property record for 520 Union St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,198 sqft · built 1930 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,000 (Dec 2025) |
| Tax Bill | $2,344 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20316000002500 |
| Primary APN | 20316000002500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 1,051 sqft |
| Basement Area | 955 sqft |
| Unfinished Basement | 955 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 11,369 sqft (0.261 acres) |
| Lot Dimensions | 172 ft deep x 66 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 520 UNION ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF IONIA MILLS ADDITION LOTS 7&8 EXC E 90 FT OF LOT 8 |
| Legal Subdivision | CITY OF IONIA MILLS ADD |
| Legal Lot Number | 7-8 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 31600 |
520 Union St is owned and occupied by an individual who bought it in December 2025.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 UNION ST, IONIA, MI 48846-1257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Jun 5, 1997 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 520 Union St was $2,344 with a homeowner's exemption, up 3% from the year before.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,200 (+15.39%) Land $15,000 Building $119,200 | $268,400 (+15.39%) Land $30,000 Building $238,400 | |
| 2025 | $2,344.00 (+2.99%) Homeowner's exemption | $116,300 Land $14,100 Building $102,200 | $232,600 Land $28,200 Building $204,400 |
| 2024 | $2,276.00 | ||
| 2023 | $91,800 Land $10,400 Building $81,400 | $183,600 Land $20,800 Building $162,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 520 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 520 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Point Broadband, T-Mobile.
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