520 Twin River Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 520 Twin River Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	8,219 sqft · built 2001
Owner	Individual Name on File
Last Sale	$1,600,000 (Oct 2019)
Tax Bill	$15,979 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2018 Mortgage + 1 more
APN	`107-130-9757`

Property Details

APN / Parcel Number

Primary APN	`107-130-9757`
Alternative APN	`30189`

Interior

Building Area	8,219 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Garage Area	1,170 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	107-130-9757
Street Address	520 TWIN RIVER DR
City	COVINGTON
State	LA
Zip	70433-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 MAPLE RIDGE PH 3A INST NO 1048576 INST NO 1111468 INST NO 1774040 INST NO 2180438
Legal Subdivision	MAPLE RIDGE
Legal Phase	3A
Legal Lot Number	27
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2005
Census Tract	40607

Owner

520 Twin River Dr is owned and occupied by an individual who bought it in October 2019.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	520 TWIN RIVER DR, COVINGTON, LA 70433-8508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit RED RIVER BANK
Feb 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCHNAUDER HOLDINGS LLC
Oct 28, 2019	Deed, Transfer · ARM GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on File
Deed Sale	Oct 28, 2019 · Amount on File
Deed Document Number	2180438
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	520 TWIN RIVER DR, COVINGTON, LA 70433-8508
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002465633
Date	Sep 25, 2025
Instrument	2465633

Lender

Name	RED RIVER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	520 TWIN RIVER DR, COVINGTON, LA 70433-8508
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002098537
Date	Feb 20, 2018
Instrument	2098537

Lender

Name	SCHNAUDER HOLDINGS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 28, 2019
Property Address	520 TWIN RIVER DR, COVINGTON, LA 70433-8508
Document Number	0002180438
Map Reference	MAP 1585
Instrument Date	Oct 25, 2019
Instrument	2180438
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	WINTERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 TWIN RIVER DR, COVINGTON, LA 70433-8508

Mortgage

Document Number	0002180444
Date	Oct 28, 2019
Instrument	2180444

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 520 Twin River Dr was $15,979 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,979.00 (-3.79%) Homeowner's exemption	$149,911 (-) Land $19,000 Building $130,911	$1,499,110 (-) Land $190,000 Building $1,309,110
2024	$16,609.00 (+5.14%) Homeowner's exemption	$149,911 (+11.8%) Land $19,000 Building $130,911	$1,499,110 (+11.8%) Land $190,000 Building $1,309,110
2023	$15,797.00 (-5.59%) Homeowner's exemption	$134,086 (-) Land $19,000 Building $115,086	$1,340,860 (-) Land $190,000 Building $1,150,860
2022	$16,733.00	$134,086 Land $19,000 Building $115,086	$1,340,860 Land $190,000 Building $1,150,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 520 Twin River Dr; there have been 20 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Twin River Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 72% of Louisiana
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, REV.

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