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520 Thoreau Spring Ct, Madison, AL 35758 Property Records

Madison County property record for 520 Thoreau Spring Ct, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,620 sqft · built 2005
Lot Size0.413 acres (17,990 sqft)
Owner2 Individual Names on Record
Last Sale$455,900 (Sep 2026)
Tax Bill$2,990 (2025)
Deeds & MortgagesSep 2026 Mortgage
Sep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-03-06-0-001-009.106

Property Details

APN / Parcel Number

Primary APN16-03-06-0-001-009.106
Alternative APN
  • 337207

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,620 sqft Living Area
1st Floor Area2,620 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,990 sqft (0.413 acres)
Lot Dimensions180 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number337207
Street Address520 THOREAU SPRING CT
CityMADISON
StateAL
Zip35758-3648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 79 WALDEN PH III A RESUB OF TRACT A OF WALDEN PH II A RESUB OF TRACT I OF A RESUB OF TRACT I COMMON AREA B & COMMON AREA
Legal Range02W
Legal Township04S
Legal Section06
Legal SubdivisionWALDEN PH III
Legal TractA
Legal Lot Number79
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group2
Census Block2024
Census Tract11024

Owner

Source: Madison County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address520 THOREAU SPRING CT, MADISON, AL 35758-3648
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
CANOPY MORTGAGE LLC
Sep 15, 2026Warranty Deed, Transfer · Conventional Mortgage
CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2026 · Amount on Record
Deed SaleSep 15, 2026 · Amount on Record
Prior SaleFeb 16, 2010 · Amount on Record
Deed Document Number2026
Deed Book / Page2026 / 42892
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Recording DateSep 15, 2026
Property Address520 THOREAU SPRING CT, MADISON, AL 35758-3648
Document Number2026201830
Book / Page2026 / 201830
Instrument DateSep 14, 2026
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 THOREAU SPRING CT, MADISON, AL 35758-3648

Mortgage

Document Number2026201830,
DateSep 15, 2026
Book Page2026/201830
Lender
NameCANOPY MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateSep 15, 2026
Property Address520 THOREAU SPRING CT, MADISON, AL 35758-3648
Document Number2026042892
Book / Page2026 / 42892
Instrument DateSep 14, 2026
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46,045.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 THOREAU SPRING CT, MADISON, AL 35758-3648

Mortgage

Document Number2026201830,
DateSep 15, 2026
Book Page2026/201830
Lender
NameCANOPY MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,990.00 (+5.88%) Homeowner's exemption$43,580 (+5.83%) Land $5,360 Building $38,220$435,700 (+5.83%) Land $53,500 Building $382,200
2023$2,824.00 (+13.05%) Homeowner's exemption$41,180 (+12.82%) Land $5,360 Building $35,820$411,700 (+12.86%) Land $53,500 Building $358,200
2022$2,498.00 Homeowner's exemption$36,500 Land $5,360 Building $31,140$364,800 Land $53,500 Building $311,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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