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520 Temple St, Satellite Beach, FL 32937 Property Records

Brevard County property record for 520 Temple St, Satellite Beach, FL 32937

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,374 sqft · built 1977
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Sep 2022)
Tax Bill$7,319 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN27-37-02-07-N-15

Property Details

APN / Parcel Number

Primary APN27-37-02-07-N-15
Alternative APNs
  • 27-37-02-07-0000N.0-0015.00
  • 2707274

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,374 sqft Living Area
Gross Area3,386 sqft
1st Floor Area2,374 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions117 ft deep x 100 ft wide
Garage TypeAttached
Garage Area504 sqft
PorchScreened/Unfinished Porch
Porch Area508 sqft
Deck Area541 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2707274
Street Address520 TEMPLE ST
CitySATELLITE BEACH
StateFL
Zip32937-3325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionCRESTHAVEN SATELLITE BEACH UNIT 2 LOT 15 BLK N
Legal Range37E
Legal Township27S
Legal Section02
Legal SubdivisionCRESTHAVEN SATELLITE BEACH UNIT 2
Legal BlockN
Legal Lot Number15
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1021
Census Tract66600

Owner

520 Temple St is owned and occupied by two individuals who bought it in September 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address520 TEMPLE ST, SATELLITE BEACH, FL 32937-3325
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Warranty Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
Sep 16, 2020Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2022 · Amount on File
Deed SaleSep 16, 2022 · Amount on File
Prior SaleSep 16, 2020 · Amount on File
Deed Document Number2022227710
Deed Book / Page9614 / 1077
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 16, 2022
Property Address520 TEMPLE ST, SATELLITE BEACH, FL 32937-3325
Document Number0096141077
Book / Page9614 / 1077
Map ReferenceMB 19 PG 3
Instrument DateSep 12, 2022
Instrument2022227710
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyBELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address635 FLORENCE CT, 635, SATELLITE BEACH, FL 32937-3910

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 TEMPLE ST, SATELLITE BEACH, FL 32937-3325

Mortgage

Document Number0096141079
DateSep 16, 2022
Instrument9614/1079
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 16, 2020
Property Address520 TEMPLE ST, SATELLITE BEACH, FL 32937-3325
Document Number0088562705
Book / Page8856 / 2705
Map ReferenceMB 19 PG 3
Instrument DateSep 11, 2020
Instrument2020201406
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyINTERNATIONAL T&E CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,751.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3134 MAYFAIR DR, 3134, SAN ANTONIO, TX 78217-3931

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 TEMPLE ST, SATELLITE BEACH, FL 32937-3325
InvestorPossibly a Property Investor

Mortgage

Document Number88562707
DateSep 16, 2020
Instrument8856/2707
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 520 Temple St was $7,319 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalitySatellite Beach City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$442,430 (+2.7%)$528,560 (+1.14%)
2025$7,319.00 Homeowner's exemption$430,800$522,590 Land $225,000 Building $297,590
2023$7,052.00 (-9.32%) Homeowner's exemption$406,470 (-16.55%)$521,830 (+7.13%) Land $195,000 Building $326,830
2022$7,777.00$487,100 Land $187,000 Building $300,100$487,100 Land $187,000 Building $300,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Temple St in Zone X, an area of moderate flood risk, though there have been 58 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 240 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies326 units insured
incl. 86 condo units
Nearby Flood Claims58 (1982–2025)
Claims Outside the SFHA54 of 58
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Tropical Storm Fay, Aug 2008 · 18 claims
  • Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 Temple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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