520 Talcott St, Sedro Woolley, WA 98284 Property Records

Skagit County property record for 520 Talcott St, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,205 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Oct 2010)
Tax Bill	$3,243 (2022)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2022 Transfer + 1 more
APN	`4150-045-015-0008`

Property Details

APN / Parcel Number

Primary APN	`4150-045-015-0008`
Alternative APN	`P75855`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,205 sqft Living Area
Gross Area	1,807 sqft
1st Floor Area	1,205 sqft
Basement Area	600 sqft
Unfinished Basement	602 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Width	400 ft Width
Garage Type	Mixed
Garage Area	240 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	324 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P75855
Old Parcel Number	41500450150008
Street Address	520 TALCOTT ST
City	SEDRO WOOLLEY
State	WA
Zip	98284-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, BLOCK 45, FIRST ADDITION TO THE TOWN OF SEDRO IN SKAGIT COUNTY, WASHINGTON, AS PER PLAT RECORDED IN VOLUME 3 OF PLATS
Legal Range	04E
Legal Township	35N
Legal Section	24
Legal Quarter	SE
Legal Subdivision	FIRST ADDITION
Legal Block	45
Legal Lot Number	15
Jurisdiction	SKAGIT WA
Township / Civil Division	SEDRO-WOOLLEY
Census Block Group	2
Census Block	2016
Census Tract	951400

Owner

Source: Skagit County records, as of July 22, 2022

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jul 18, 2022	Transfer on Death Deed, Transfer
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2010 · Amount on Record
Deed Sale	Oct 29, 2010 · Amount on Record
Deed Document Number	0010290193
Last Transfer Date	Jul 18, 2022
Transfer Doc	0000000040
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	520 TALCOTT ST, SEDRO WOOLLEY, WA 98284-1648
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000044
Date	Oct 6, 2023
Instrument	202310060044

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SKAGIT WA
Recording Date	Jul 18, 2022
Property Address	520 TALCOTT ST, SEDRO WOOLLEY, WA 98284-1648
Document Number	0000000040
Map Reference	VOL 3 PG 29
Instrument Date	Jul 15, 2022
Instrument	202207180040
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 TALCOTT ST, 520, SEDRO WOOLLEY, WA 98284-1648

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	520 TALCOTT ST, SEDRO WOOLLEY, WA 98284-1648
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103150101
Date	Mar 15, 2021
Instrument	202103150101

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Sedro-Woolley City
Unified School District	Sedro-Woolley School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1979–1995)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Nov 1995 · Severe Storms, High Wind, And Flooding
Claims by Event	Severe Storms, High Wind, And Flooding, Nov 1995 · 6 claims Severe Storms & Flooding, Nov 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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